Charles County property record for 1180 Bannister Cir, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,506 sqft · built 1975 |
| Lot Size | 0.34 acres (14,809 sqft) |
| Owner | Company Name on File |
| Last Sale | $142,000 (Apr 2017) |
| Tax Bill | $3,774 (2023) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-065422 |
| Primary APN | 06-065422 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,506 sqft Living Area |
| 1st Floor Area | 1,002 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,809 sqft (0.34 acres) |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 065422 |
|---|---|
| Street Address | 1180 BANNISTER CIR |
| City | WALDORF |
| State | MD |
| Zip | 20602-1763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | L-1 B-83 S-VII BANNISTER NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 83 |
| Legal Lot Number | 1 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 850906 |
1180 Bannister Cir is owned by a company that bought it in April 2017.
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8372 OLD LEONARDTOWN RD, HUGHESVILLE, MD 20637-3106 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 9, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CFG COMMUNITY BANK |
| Feb 9, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CFG COMMUNITY BANK |
| Nov 20, 2017 | Deed of Trust, Mortgage M & T BANK |
| Apr 20, 2017 | Trustee's Deed, Foreclosure DULANEY TITLE AND ESCROW LLC, DULANEY TITLE & ESCROW LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2017 · Amount on File |
| Deed Sale | Apr 20, 2017 · Amount on File |
| Prior Sale | May 16, 1988 · Amount on File |
| Deed Book / Page | 9802 / 297 |
| Prior Transfer Date | Apr 13, 2017 |
| Prior Transfer Doc | 0098020297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1180 BANNISTER CIR, WALDORF, MD 20602-1763 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | XEISIN TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0116000130 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 11600/130 |
| Name | CFG COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21209 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1180 BANNISTER CIR, WALDORF, MD 20602-1763 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | XEISIN TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0116000089 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 11600/89 |
| Name | CFG COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21209 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 51 Months |
| Due | May 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1180 BANNISTER CIR, WALDORF, MD 20602-1763 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0100730433 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 10073/433 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Amount | Amount on Record |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 20, 2017 |
| Property Address | 1180 BANNISTER CIR, WALDORF, MD 20602-1763 |
| Document Number | 0098020297 |
| Book / Page | 009802 / 000297 |
| Instrument Date | Jan 18, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 19, 2017 |
| Title Company | DULANEY TITLE AND ESCROW LLC, DULANEY TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $142.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8372 OLD LEONARDTOWN RD HUGHESVILLE MD 206373106, HUGHESVILLE, MD 20637-3106 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302,467 (+1.8%) | $307,800 (-) Land $125,200 Building $182,600 | |
| 2025 | $297,133 | $307,800 Land $125,200 Building $182,600 | |
| 2023 | $3,774.00 | $263,867 | $291,800 Land $125,200 Building $166,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1180 Bannister Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1180 Bannister Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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