1183 Ross Cir, Napa, CA 94558 Property Records

Napa County property record for 1183 Ross Cir, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,971 sqft · built 1978
Lot Size	0.91 acres (39,640 sqft)
Owner	Trust Name on File
Last Sale	$2,550,000 (Dec 2019)
Tax Bill	$31,626 (2026)
Deeds & Mortgages	Sep 2021 Transfer Apr 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`049-212-001-000`

Property Details

APN / Parcel Number

Primary APN	`049-212-001-000`
Alternative APNs	`049-212-001` `04921201`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	18 Rooms
Stories	1 Story
Building Area	3,971 sqft Living Area
Gross Area	4,577 sqft
1st Floor Area	3,187 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	39,640 sqft (0.91 acres)
Garage Type	Attached
Garage Area	606 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	049-212-001
Street Address	1183 ROSS CIR
City	NAPA
State	CA
Zip	94558-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSB1
Legal Description	LOT 14 MONTICELLO PARK SUB NO 1 6R/M19
Legal Subdivision	MONTICELLO PARK SUB
Legal Lot Number	14
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1001
Census Tract	201402

Owner

1183 Ross Cir is owner-occupied and held in a trust since December 2019.

Source: Napa County records, as of October 21, 2026

Owner of Record	Trust Name on File
Mailing Address	1183 ROSS CIR, NAPA, CA 94558-2119
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Intrafamily Transfer, Transfer
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Dec 9, 2019	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 21, 2018	Grant Deed, Transfer PLACER TITLE COMPANY
Jun 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 12, 2017	Deed of Trust, Mortgage JOSE OSUCH
Jan 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2019 · Amount on File
Deed Sale	Dec 9, 2019 · Amount on File
Prior Sale	Feb 22, 2002 · Amount on File
Deed Document Number	201925347
Prior Transfer Date	Jan 6, 2017
Prior Transfer Doc	0000000877
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAPA CA
Recording Date	Sep 28, 2021
Property Address	1183 ROSS CIR, NAPA, CA 94558-2119
Document Number	0000030556
Map Reference	MB 6 PG 19&20
Instrument Date	Sep 15, 2021
Instrument	2021-0030556
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1183 ROSS CIR, NAPA, CA 94558-2119

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1183 ROSS CIR, NAPA, CA 94558-2119
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009489
Date	Apr 27, 2020
Instrument	2020-0009489

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Dec 9, 2019
Property Address	1183 ROSS CIR, NAPA, CA 94558-2119
Document Number	0000025347
Map Reference	MB 6 PG 19&20
Instrument Date	Nov 18, 2019
Instrument	2019-0025347
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1183 ROSS CIR, NAPA, CA 94558-2119

Mortgage

Document Number	0000025348
Date	Dec 9, 2019
Instrument	2019-0025348

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Feb 25, 2019
Property Address	1183 ROSS CIR, NAPA, CA 94558-2119
Document Number	0000002923
Instrument Date	Feb 20, 2019
Instrument	2923
Transaction Type	Transfer
Record Updated	Mar 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1064 BELL LN NAPA CA 945582138, NAPA, CA 94558-2138

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Feb 21, 2018
Property Address	1183 ROSS CIR, NAPA, CA 94558-2119
Document Number	0000003198
Instrument Date	Feb 8, 2018
Instrument	3198
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$2,160.95
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1064 BELL LN NAPA CA 945582138, NAPA, CA 94558-2138

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Jun 20, 2017
Property Address	1183 ROSS CIR, NAPA, CA 94558-2119
Document Number	0000013963
Instrument Date	Jun 15, 2017
Instrument	13963
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1183 ROSS CIR NAPA CA 945582119, NAPA, CA 94558-2119

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1183 ROSS CIR, NAPA, CA 94558-2119
Document Number	0000001466
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 27, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 ROSS CIR NAPA CA 94558, NAPA, CA 94558

Mortgage

Document Number	0000001466
Date	Jan 19, 2017
Instrument	1466

Lender

Name	JOSE OSUCH
Address	1138 ROSS CIR, NAPA, CA 94558

Agreement

Amount	Amount on Record

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Jan 12, 2017
Property Address	1183 ROSS CIR, NAPA, CA 94558-2119
Document Number	0000000877
Instrument Date	Jan 6, 2017
Instrument	877
Transaction Type	Transfer
Record Updated	Jan 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1183 ROSS CIR NAPA CA 945582119, NAPA, CA 94558-2119

Tax Assessment & Valuation

The 2026 property tax bill for 1183 Ross Cir was $31,626 with a homeowner's exemption, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$31,626.00 (+2.06%) Homeowner's exemption	$2,844,569 (+2%) Land $892,413 Building $1,952,156	$2,844,569 (+2%) Land $892,413 Building $1,952,156
2025	$30,988.00 Homeowner's exemption	$2,788,794 Land $874,915 Building $1,913,879	$2,788,794 Land $874,915 Building $1,913,879
2023	$29,342.00 (+1.49%) Homeowner's exemption	$2,680,503 Land $840,942 Building $1,839,561
2022	$28,911.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1183 Ross Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1986–2021)
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1183 Ross Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Valley Internet.

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