FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Transaction
Amount
Amount on Record
Tax
$2,689.50
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Personal Trust
Address
1182 ROSS CIR NAPA CA 945582164, NAPA, CA 94558-2164
February 2018: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
NAPA CA
Recording Date
Feb 2, 2018
Property Address
1182 ROSS CIR, NAPA, CA 94558-2164
Document Number
0000002102
Instrument Date
Jan 29, 2018
Instrument
2102
Transaction Type
Transfer
Record Updated
Feb 20, 2018
Title Company
FIDELITY NATIONAL TITLE
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Living Trust
Address
1182 ROSS CIR NAPA CA 945582164, NAPA, CA 94558-2164
February 2018: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
NAPA CA
Recording Date
Feb 2, 2018
Property Address
1182 ROSS CIR, NAPA, CA 94558-2164
Document Number
0000002100
Map Reference
MB6 PG19&20
Instrument Date
Jan 29, 2018
Instrument
2018-0002100
Transaction Type
Transfer
Record Updated
Aug 12, 2021
Title Company
FIDELITY NATIONAL TITLE CO
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Address
00000
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Right of Survivorship
Address
1182 ROSS CIR, NAPA, CA 94558-2164
Mortgage
Document Number
0000002101
Date
Feb 2, 2018
Instrument
2018-0002101
Lender
Name
ACADEMY MORTGAGE CORP
Type
Mortgage Company
Agreement
Type
ARM
Amount
Amount on Record
Term
360 Months
Due
Feb 1, 2048
Interest
Rate Type
Adjustable Rate
Rate
3.87%
Type Change Date
Feb 1, 2025
Change Frequency
Annually
Min Rate At Change
2.25%
Max Rate At Change
5.87%
Index
1-Month LIBOR
Max Rate
8.87%
Tax Assessment & Valuation
The 2026 property tax bill for 1182 Ross Cir was $30,401, up 2.1% from the year before.
Source: Napa County assessment roll, as of October 21, 2026
Property Jurisdictions
Type
Name
State
California
County
Napa County
Unified School District
Napa Valley Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$30,401.00 (+2.05%)
$2,727,439 (+2%)Land $808,749Building $1,918,690
$2,727,439 (+2%)Land $808,749Building $1,918,690
2025
$29,789.00
$2,673,961Land $792,892Building $1,881,069
$2,673,961Land $792,892Building $1,881,069
2023
$28,210.00 (+1.49%)
$2,570,130Land $762,104Building $1,808,026
2022
$27,797.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 1182 Ross Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
3 in force
Nearby Flood Claims
5 (1986–2021)
Most Recent Claim
Oct 2021 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1182 Ross Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source
Surface water
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025