11828 Saddleback Dr, Truckee, CA 96161 Property Records

Nevada County property record for 11828 Saddleback Dr, Truckee, CA 96161

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,726 sqft · built 2021
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jul 2020)
Tax Bill	$25,459 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019-710-036-000`

Property Details

APN / Parcel Number

Primary APN	`019-710-036-000`
Alternative APN	`19-710-36-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,726 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Traditional
Lot Area	25,265 sqft (0.58 acres)
View / Lot	Average
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	19-710-36-000
Street Address	11828 SADDLEBACK DR
City	TRUCKEE
State	CA
Zip	96161-2877
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 57 PINE FOREST AT TRUCKEE 2
Legal Subdivision	PINE FOREST AT TRUCKEE 2
Legal Lot Number	57
Jurisdiction	NEVADA CA
Township / Civil Division	DONNER
Census Block Group	2
Census Block	2000
Census Tract	1211

Owner

Source: Nevada County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11828 SADDLEBACK DR, TRUCKEE, CA 96161-2877
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Line of Credit GTE FEDERAL CREDIT UNION
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
Jul 7, 2020	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	Apr 1, 2014 · Amount on Record
Deed Document Number	202015096
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Recording Date	Oct 8, 2026
Property Address	11828 SADDLEBACK DR, TRUCKEE, CA 96161-2877
Document Number	0000016184
Instrument Date	Oct 1, 2026
Instrument	202616184
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	11828 SADDLEBACK DR, TRUCKEE, CA 96161-2877

Mortgage

Document Number	0000016184,
Date	Oct 8, 2026
Instrument	202616184

Lender

Name	GTE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	11828 SADDLEBACK DR, TRUCKEE, CA 96161-2877
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9860, TRUCKEE, CA 96162-7860

Mortgage

Document Number	0000031462
Date	Nov 18, 2020
Instrument	20200031462

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35296

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Margin	2
Max Rate	7.87%

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Jul 7, 2020
Property Address	11828 SADDLEBACK DR, TRUCKEE, CA 96161-2877
Document Number	0000015096
Instrument Date	Jun 29, 2020
Instrument	15096
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	900 VISTA VIA DR HEALDSBURG CA 954484545, HEALDSBURG, CA 95448-4545

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Truckee Town
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,303,414 (+2%) Land $246,794 Building $2,056,620
2025	$25,459.00 (+2.18%) Homeowner's exemption	$2,258,250 (+4.04%) Land $241,955 Building $2,016,295
2023	$24,917.00 (+735.86%)	$2,170,560 Land $232,560 Building $1,938,000	$1,699,470
2022	$2,981.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 63% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE-DONNER PUD, MAIN serves 36,730 people · EPA ID CA2910003
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Plumas-Sierra Telecommunications, Verizon.

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