1182 Van Curler Ave, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1182 Van Curler Ave, Schenectady, NY 12308

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,356 sqft · built 1940
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$113,000 (Jun 2020)
Tax Bill	$6,177 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 40.78-1-5`

Property Details

APN / Parcel Number

Primary APN	`421500 40.78-1-5`
Alternative APN	`150004007800010050000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
1st Floor Area	1,356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	144 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1182 VAN CURLER AVE
City	SCHENECTADY
State	NY
Zip	12308-2605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	1X WOOD AND GARAGE
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4001
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.78-1-5

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1918 GOLF AVE, SCHENECTADY, NY 12308-1341
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAY VIEW FEDERAL CREDIT UNION
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEFCU
Jun 24, 2020	Deed of Trust, Transfer · Conventional Mortgage SEFCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Prior Sale	Jan 30, 2001 · Amount on Record
Deed Document Number	202018441
Deed Book / Page	2037 / 111
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	May 19, 2026
Property Address	1182 VAN CURLER AVE, SCHENECTADY, NY 12308-2605
Document Number	0000011684
Instrument Date	May 08, 2026
Instrument	202611684
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SHAKER ABSTRACT AND TITLE LLC, SHAKER ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011684,
Date	May 19, 2026
Instrument	202611684

Lender

Name	BAY VIEW FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1182 VAN CURLER AVE, SCHENECTADY, NY 12308-2605
Document Number	0000018443
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1918 GOLF AVE SCHENECTADY NY 123081341, SCHENECTADY, NY 12308-1341

Mortgage

Document Number	0000018443
Date	Jun 26, 2020
Book Page	004999/000552
Instrument	18443

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1182 VAN CURLER AVE, SCHENECTADY, NY 12308-2605
Document Number	0000018442
Instrument Date	Jun 24, 2020
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1918 GOLF AVE SCHENECTADY NY 123081341, SCHENECTADY, NY 12308-1341

Mortgage

Document Number	0000018442
Date	Jun 26, 2020
Book Page	004999/000536
Instrument	18442

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,177.00 (+4.1%)	$127,600 (-) Land $19,100 Building $108,500	$211,293 (+30.82%) Land $31,628 Building $179,665
2023		$127,600 (-) Land $19,100 Building $108,500	$161,519 (+3.8%) Land $24,177 Building $137,342
2022		$127,600 Land $19,100 Building $108,500	$155,610 Land $23,293 Building $132,317
2021	$5,934.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 823 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY4600070, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

1182 Van Curler Ave, Schenectady, NY 12308 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2020: Deed of Trust, Transfer

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

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Nearby Streets

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