Schenectady County and Schenectady City property record for 1178 Van Curler Ave, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,545 sqft · built 1940 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (May 2019) |
| Tax Bill | $6,746 (2026) |
| Deeds & Mortgages | May 2019 Sale & Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.78-1-7 |
| Primary APN | 421500 40.78-1-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,545 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Upper Floors Area | 761 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 144 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 160 sqft |
| Porch | Slab |
| Porch Area | 368 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1178 VAN CURLER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 7.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1178 VAN CURLER AVE, SCHENECTADY, NY 12308-2605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2019 | Warranty Deed, Transfer · ARM CAPITAL COMMUNICATIONS FCU |
| Apr 6, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage HOMEOWNERS ADVANTAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2019 · Amount on Record |
| Deed Sale | May 7, 2019 · Amount on Record |
| Prior Sale | Aug 2, 2012 · Amount on Record |
| Deed Document Number | 201919720 |
| Deed Book / Page | 2010 / 775 |
| Prior Transfer Date | Mar 23, 2017 |
| Prior Transfer Doc | 0000015316 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 7, 2019 |
| Property Address | 1178 VAN CURLER AVE, SCHENECTADY, NY 12308-2605 |
| Document Number | 0000019720 |
| Book / Page | 2010 / 775 |
| Map Reference | MAP 2 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 201919720 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1178 VAN CURLER AVE, 1178, SCHENECTADY, NY 12308-2605 |
| Name | Verified Name |
|---|---|
| Address | 410 DIVISION ST, SCHENECTADY, NY 12304-1112 |
| Document Number | 0000019722 |
|---|---|
| Date | May 7, 2019 |
| Instrument | 201919722 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | May 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.37% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.37% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 6, 2017 |
| Property Address | 1178 VAN CURLER AVE, SCHENECTADY, NY 12308-2605 |
| Document Number | 0000015316 |
| Book / Page | 001960 / 000257 |
| Instrument Date | Mar 23, 2017 |
| Instrument | 15316 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1178 VAN CURLER AVE SCHENECTADY NY 123082605, SCHENECTADY, NY 12308-2605 |
| Document Number | 15318 |
|---|---|
| Date | Apr 6, 2017 |
| Book Page | 004753/000406 |
| Instrument | 15318 |
| Name | HOMEOWNERS ADVANTAGE |
|---|---|
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 5, 2047 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,746.00 (+1.87%) | ||
| 2025 | $6,622.00 (+4.25%) | $135,000 (-) Land $25,100 Building $109,900 | $223,547 (+30.82%) Land $41,563 Building $181,984 |
| 2023 | $135,000 (-) Land $25,100 Building $109,900 | $170,886 (+3.8%) Land $31,772 Building $139,114 | |
| 2022 | $135,000 Land $25,100 Building $109,900 | $164,634 Land $30,610 Building $134,024 | |
| 2021 | $6,352.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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