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1182 Needlewood Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 1182 Needlewood Loop, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,608 sqft · built 1990
Lot Size0.629 acres (27,429 sqft)
OwnerOwner Name on File
Last Sale$307,000 (Aug 2014)
Tax Bill$3,568 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN18-21-31-509-0E00-1920

Property Details

APN / Parcel Number

Primary APN18-21-31-509-0E00-1920

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,608 sqft Living Area
1st Floor Area2,607 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area27,429 sqft
Garage Area875 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchPorch
Porch Area478 sqft
Patio Area462 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelSolar

Location & Zoning

Street Address1182 NEEDLEWOOD LOOP
CityOVIEDO
StateFL
Zip32765-6470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 192 BLK E TUSKA RIDGE UNIT 5 PB 43 PGS 74 & 75
Legal Range31E
Legal Township21S
Legal Section18
Legal SubdivisionTUSKA RIDGE
Legal Tract509
Legal BlockE
Legal Lot Number192
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group3
Census Block3017
Census Tract21307

Owner

The current owner of 1182 Needlewood Loop bought it in August 2014.

Source: Seminole County records, as of December 5, 2025

Owner of RecordOwner Name on File
Mailing Address1182 NEEDLEWOOD LOOP, OVIEDO, FL 32765-6470
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2014 · Amount on File
Deed SaleAug 13, 2014 · Amount on File
Prior SaleOct 8, 1996 · Amount on File
Deed Document Number2014088640
Deed Book / Page08312 / 1935
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address1182 NEEDLEWOOD LOOP, OVIEDO, FL 32765-6470
Document Number0094391843
Instrument DateSep 12, 2019
Transaction TypeMortgage
Record UpdatedOct 8, 2019
Title CompanyMETRO TITLE GROUP LLC, METRO TITLE GRP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1182 NEEDLEWOOD LOOP OVIEDO FL 327656470, OVIEDO, FL 32765-6470

Mortgage

Document Number0094391843
DateSep 20, 2019
Book Page009439/001843
Instrument102141
Lender
NameFAIRWINDS CU
AddressORLANDO, FL 32826
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 19, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 1182 Needlewood Loop was $3,568 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,568.00 Homeowner's exemption$293,232$532,973 Land $132,000 Building $400,973
2023$3,515.00 (+2.57%) Homeowner's exemption$276,668 (+3%)$498,226 (+7.21%) Land $125,000 Building $373,226
2022$3,427.00 Homeowner's exemption$268,610$464,714 Land $95,000 Building $369,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1182 Needlewood Loop in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 45 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims10 (1979–2022)
Claims Outside the SFHA10 of 10
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1182 Needlewood Loop is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE COUNTY SOUTHEAST
serves 70,040 people · EPA ID FL3590571
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: WOW Internet, Cable & Phone.

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