1158 Needlewood Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 1158 Needlewood Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,048 sqft · built 1991
Lot Size	0.342 acres (14,932 sqft)
Owner	Trust Name on File
Last Sale	$398,000 (Oct 2017)
Tax Bill	$4,877 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-21-31-509-0E00-1880`

Property Details

APN / Parcel Number

Primary APN	`18-21-31-509-0E00-1880`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,048 sqft Living Area
1st Floor Area	2,204 sqft
2nd Floor Area	844 sqft
Upper Floors Area	844 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	14,932 sqft
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	466 sqft
Patio Area	822 sqft
Utility Building	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1158 NEEDLEWOOD LOOP
City	OVIEDO
State	FL
Zip	32765-6470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 188 BLK E TUSKA RIDGE UNIT 5 PB 43 PGS 74 & 75
Legal Range	31E
Legal Township	21S
Legal Section	18
Legal Subdivision	TUSKA RIDGE
Legal Tract	509
Legal Block	E
Legal Lot Number	188
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	3
Census Block	3017
Census Tract	21307

Owner

1158 Needlewood Loop is owner-occupied and held in a trust since October 2017.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Trust Name on File
Mailing Address	1158 NEEDLEWOOD LOOP, OVIEDO, FL 32765-6470
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Oct 16, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2017 · Amount on File
Deed Sale	Oct 16, 2017 · Amount on File
Prior Sale	Sep 3, 1999 · Amount on File
Deed Document Number	2017104015
Deed Book / Page	009007 / 000687
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1158 NEEDLEWOOD LOOP, OVIEDO, FL 32765-6470
Document Number	0090530688
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1158 NEEDLEWOOD LOOP OVIEDO FL 327656470, OVIEDO, FL 32765-6470

Mortgage

Document Number	0090530688
Date	Jan 5, 2018
Book Page	009053/000688
Instrument	1948

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 16, 2017
Property Address	1158 NEEDLEWOOD LOOP, OVIEDO, FL 32765-6470
Document Number	0090070687
Book / Page	009007 / 000687
Instrument Date	Oct 13, 2017
Instrument	104015
Transaction Type	Transfer
Record Updated	Nov 10, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$2,786.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1158 NEEDLEWOOD LOOP OVIEDO FL 327656470, OVIEDO, FL 32765-6470

Tax Assessment & Valuation

The 2025 property tax bill for 1158 Needlewood Loop was $4,877 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,877.00 Homeowner's exemption	$391,086	$573,104 Land $132,000 Building $441,104
2023	$4,678.00 (+1.21%) Homeowner's exemption	$368,994 (+3%)	$535,468 (+6.75%) Land $125,000 Building $410,468
2022	$4,622.00 Homeowner's exemption	$358,247	$501,596 Land $95,000 Building $406,596

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1158 Needlewood Loop in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	10 (1979–2022)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1158 Needlewood Loop is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: WOW Internet, Cable & Phone.

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