1182 E 3rd St, Loveland, CO 80537 Property Records

Larimer County property record for 1182 E 3rd St, Loveland, CO 80537

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,056 sqft · built 1998
Lot Size	0.069 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$172,500 (Jul 2014)
Tax Bill	$1,891 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`95134-84-001`

Property Details

APN / Parcel Number

Primary APN	`95134-84-001`
Alternative APN	`R1578073`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,056 sqft Living Area
Basement Area	576 sqft
Finished Basement	432 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	3,049 sqft (0.069 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R1578073
Old Parcel Number	9513484001
Street Address	1182 E 3RD ST
City	LOVELAND
State	CO
Zip	80537-5812
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 1, IOWA 1ST SUB, LOV
Legal Range	69
Legal Township	05
Legal Section	13
Legal Quarter	SE
Legal Subdivision	IOWA
Legal Lot Number	1
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	3
Census Block	3017
Census Tract	1710

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1475 NEW MEXICO ST, LOVELAND, CO 80538-6235
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2014 · Amount on Record
Deed Sale	Jul 18, 2014 · Amount on Record
Prior Sale	Mar 9, 2005 · Amount on Record
Deed Document Number	RECEPT # 20140039464
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1182 E 3RD ST, LOVELAND, CO 80537-5812
Transaction Type	Mortgage
Record Updated	Jun 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043846
Date	Jun 18, 2020
Instrument	20200043846

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Nov 1, 2046

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Loveland City
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,891.00 (+30.5%)	$22,119 (-1.75%) Land $2,500 Building $19,619	$353,900 (+5.33%) Land $40,000 Building $313,900
2023	$1,449.00 (-1.56%)	$22,512 (+21.63%) Land $2,680 Building $19,832	$336,000 (+26.17%) Land $40,000 Building $296,000
2022	$1,472.00	$18,508 Land $2,780 Building $15,728	$266,300 Land $40,000 Building $226,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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