1180 E 3rd St, Loveland, CO 80537 Property Records

Larimer County property record for 1180 E 3rd St, Loveland, CO 80537

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,056 sqft · built 1998
Lot Size	0.069 acres (3,004 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Apr 2023)
Tax Bill	$1,779 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2018 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`95134-84-002`

Property Details

APN / Parcel Number

Primary APN	`95134-84-002`
Alternative APN	`R1578081`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,056 sqft Living Area
Gross Area	1,832 sqft
Basement Area	576 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,004 sqft (0.069 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Slab
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R1578081
Street Address	1180 E 3RD ST
City	LOVELAND
State	CO
Zip	80537-5812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3E
Legal Description	LOT 2, IOWA 1ST SUB, LOV
Legal Range	69W
Legal Township	5N
Legal Section	13
Legal Subdivision	IOWA
Legal Lot Number	2
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	3
Census Block	3017
Census Tract	1710

Owner

1180 E 3rd St is owned and occupied by an individual who bought it in April 2023.

Source: Larimer County records, as of May 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1180 E 3RD ST, LOVELAND, CO 80537-5812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Special Warranty Deed, Transfer · Commercial Mortgage JOHN SOMMERROCK
Mar 26, 2018	Warranty Deed, Transfer · Construction Mortgage STEPHEN T SOMMERROCK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2023 · Amount on File
Deed Sale	Apr 17, 2023 · Amount on File
Prior Sale	Mar 26, 2018 · Amount on File
Deed Document Number	202314692
Record Updated	Oct 29, 2026

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 17, 2023
Property Address	1180 E 3RD ST, LOVELAND, CO 80537-5812
Document Number	0000014692
Instrument Date	Apr 14, 2023
Instrument	20230014692
Transaction Type	Transfer
Record Updated	Apr 24, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1180 E 3RD ST, LOVELAND, CO 80537-5812

Mortgage

Document Number	0000014693
Date	Apr 17, 2023
Instrument	20230014693

Lender

Name	JOHN SOMMERROCK
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	108 Months
Due	Apr 1, 2032

Interest

Rate	5.5%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 26, 2018
Property Address	1180 E 3RD ST, LOVELAND, CO 80537-5812
Document Number	0000017147
Instrument Date	Mar 23, 2018
Instrument	17147
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1182 E 3RD ST LOVELAND CO 805375812, LOVELAND, CO 80537-5812

Mortgage

Document Number	17148
Date	Mar 26, 2018
Instrument	17148

Lender

Name	STEPHEN T SOMMERROCK
Address	140 FOX FARM WAY, GREER, SC 29651-2113

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 25, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1180 E 3rd St was $1,779, up 26% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Loveland City
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,779.00 (+25.99%)	$20,806 Land $2,500 Building $18,306	$332,900 Land $40,000 Building $292,900
2024	$1,412.00 (+3.67%)
2023	$1,362.00 (-1.59%)	$21,386 (+22.94%) Land $2,680 Building $18,706	$319,200 (+27.53%) Land $40,000 Building $279,200
2022	$1,384.00	$17,396 Land $2,780 Building $14,616	$250,300 Land $40,000 Building $210,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1180 E 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1180 E 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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