11816 Rivershore Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 11816 Rivershore Dr, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,923 sqft · built 1972
Lot Size	0.626 acres (27,268 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,000 (Oct 2012)
Tax Bill	$4,382 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-034437`

Property Details

APN / Parcel Number

Primary APN	`03-034437`
Alternative APNs	`3034437` `034437`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,923 sqft Total Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	27,268 sqft (0.626 acres)
Garage Type	Attached
Garage Area	1,333 sqft
Parking Spaces	4 Parking Spaces
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	034437
Street Address	11816 RIVERSHORE DR
City	DUNKIRK
State	MD
Zip	20754-9440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 15 BLK A SEC 1 SHORES OF CALVERT
Legal Subdivision	SHORES OF CALVERT
Legal Block	A
Legal Lot Number	15
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860103

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11816 RIVERSHORE DR, DUNKIRK, MD 20754-9440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMETAP INVESTMENT PARTNERS III SPV LLC
Jan 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2012 · Amount on Record
Deed Sale	Oct 22, 2012 · Amount on Record
Prior Sale	Jun 3, 2011 · Amount on Record
Deed Book / Page	4035 / 403
Last Transfer Date	Jan 12, 2018
Transfer Doc	0051310007
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11816 RIVERSHORE DR, DUNKIRK, MD 20754-9440
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	CLEAREDGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063100244
Date	Jul 7, 2022
Book Page	6310/244

Lender

Name	HOMETAP INVESTMENT PARTNERS III SPV LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02199

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 16, 2018
Property Address	11816 RIVERSHORE DR, DUNKIRK, MD 20754-9440
Document Number	0051310007
Book / Page	005131 / 000007
Instrument Date	Jan 12, 2018
Transaction Type	Transfer
Record Updated	Feb 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11816 RIVERSHORE DR DUNKIRK MD 207549440, DUNKIRK, MD 20754-9440

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,433 (+1.87%)	$413,100 (+5.63%) Land $148,400 Building $264,700
2025	$4,382.00 (+18.34%) Homeowner's exemption	$391,100 (+9.73%) Land $148,400 Building $242,700	$391,100 (-) Land $148,400 Building $242,700
2023	$3,703.00 Homeowner's exemption	$356,433	$391,100 Land $148,400 Building $242,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHORES OF CALVERT serves 361 people · EPA ID MD0040015
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rivershore Dr

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