11813 Rivershore Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 11813 Rivershore Dr, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,408 sqft · built 1974
Lot Size	0.599 acres (26,092 sqft)
Owner	2 Individual Names on File
Last Sale	$483,800 (Oct 2020)
Tax Bill	$5,066 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Sep 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`03-035735`

Property Details

APN / Parcel Number

Primary APN	`03-035735`
Alternative APNs	`3035735` `035735`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,408 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	26,092 sqft (0.599 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Patio Area	60 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	035735
Street Address	11813 RIVERSHORE DR
City	DUNKIRK
State	MD
Zip	20754-9441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 16 BLK D SEC 2 SHORES OF CALVERT
Legal Subdivision	SHORES OF CALVERT
Legal Block	D
Legal Lot Number	16
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860103

Owner

11813 Rivershore Dr is owned and occupied by two individuals who bought it in October 2020.

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11813 RIVERSHORE DR, DUNKIRK, MD 20754-9441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Deed, Transfer · Conventional Mortgage PLANET HOME LENDING LLC
Sep 30, 2019	Grant Deed, Transfer · Construction Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on File
Deed Sale	Oct 28, 2020 · Amount on File
Prior Sale	Sep 30, 2019 · Amount on File
Deed Book / Page	5745 / 95
Record Updated	Oct 29, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 28, 2020
Property Address	11813 RIVERSHORE DR, DUNKIRK, MD 20754-9441
Document Number	0057450095
Book / Page	5745 / 95
Map Reference	MB 2 FO 127
Instrument Date	Sep 3, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,209.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11813 RIVERSHORE DR, DUNKIRK, MD 20754-9441

Mortgage

Document Number	0005745107
Date	Oct 28, 2020
Instrument	5745/107

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 30, 2019
Property Address	11813 RIVERSHORE DR, DUNKIRK, MD 20754-9441
Document Number	0054440424
Book / Page	005444 / 000424
Instrument Date	Sep 13, 2019
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11813 RIVERSHORE DR DUNKIRK MD 207549441, DUNKIRK, MD 20754-9441

Mortgage

Document Number	54440432
Date	Sep 30, 2019
Book Page	005444/000432

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	BURKE, VA 22015

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 29, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 11813 Rivershore Dr was $5,066 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,833	$505,300 Land $146,800 Building $358,500
2025	$5,066.00
2023	$3,903.00 Homeowner's exemption	$381,867	$462,600 Land $146,800 Building $315,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11813 Rivershore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11813 Rivershore Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHORES OF CALVERT serves 361 people · EPA ID MD0040015
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rivershore Dr

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