11814 Main St, Centertown, MO 65023 Property Records

Cole County property record for 11814 Main St, Centertown, MO 65023

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2 ba · 2,176 sqft · built 1900
Lot Size	0.375 acres (16,335 sqft)
Owner	Individual Name on Record
Last Sale	$308,333 (May 2026)
Tax Bill	$360 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-07-25-0003-002-033`

Property Details

APN / Parcel Number

Primary APN	`07-07-25-0003-002-033`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,176 sqft Total Area
1st Floor Area	1,088 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Historical
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	16,335 sqft (0.375 acres)
Lot Dimensions	215 ft deep x 78 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	11814 MAIN ST
City	CENTERTOWN
State	MO
Zip	65023-1001
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	LETTS & HATHHORNS ADDN LOT 4
Legal Range	14W
Legal Township	45N
Legal Section	25
Legal Subdivision	LETTS & HATHHORNS ADD
Legal Lot Number	4
Jurisdiction	COLE MO
Township / Civil Division	MARION
Census Block Group	1
Census Block	1047
Census Tract	20600

Owner

Source: Cole County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11814 MAIN ST, CENTERTOWN, MO 65023-1001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Warranty Deed, Transfer · Conventional Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Sep 7, 2023	Deed of Trust, Mortgage COMMUNITY POINT BANK
Jul 6, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY POINT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Jul 6, 2021 · Amount on Record
Deed Document Number	20264321
Deed Book / Page	780 / 374
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	May 15, 2026
Property Address	11814 MAIN ST, CENTERTOWN, MO 65023-1001
Document Number	0000004321
Book / Page	780 / 374
Instrument Date	May 11, 2026
Instrument	2026.4321
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	TRUE LINE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11814 MAIN ST, CENTERTOWN, MO 65023-1001

Mortgage

Document Number	0000004322,
Date	May 15, 2026
Instrument	2026..4322

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000004323,
Date	May 15, 2026
Book Page	780/376
Instrument	2026.4323

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION

Agreement

Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	11814 MAIN ST, CENTERTOWN, MO 65023-1001
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000752/821
Date	Sep 7, 2023
Book Page	752/821
Instrument	202306899

Lender

Name	COMMUNITY POINT BANK
Type	Bank

Agreement

Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Jul 6, 2021
Property Address	11814 MAIN ST, CENTERTOWN, MO 65023-1001
Document Number	000727/938
Book / Page	727 / 938
Instrument Date	Jul 1, 2021
Instrument	20218127
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 ANDERSON LAKE RD, CENTERTOWN, MO 65023-3516

Mortgage

Document Number	000727/939
Date	Jul 6, 2021
Book Page	727/939
Instrument	20218128

Lender

Name	COMMUNITY POINT BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Municipality	Centertown Town
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,600 (-) Land $1,140 Building $4,460
2025	$360.00 (+15.02%)	$5,600 (+14.99%) Land $1,140 Building $4,460	$29,500 (+14.79%) Land $6,000 Building $23,500
2024	$313.00 (+5.74%)
2023		$4,870 Land $1,140 Building $3,730	$25,700 Land $6,000 Building $19,700
2022	$296.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTOWN PWS serves 278 people · EPA ID MO3010149
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000
Optimum Cable	500 / 20
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Verizon.

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