11809 Main St, Centertown, MO 65023 Property Records

Cole County property record for 11809 Main St, Centertown, MO 65023

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,074 sqft · built 1942
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$236,100 (May 2021)
Tax Bill	$1,614 (2025)
Deeds & Mortgages	Dec 2018 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-07-25-0003-002-020`

Property Details

APN / Parcel Number

Primary APN	`07-07-25-0003-002-020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,074 sqft Living Area
1st Floor Area	1,482 sqft
Basement Area	741 sqft
Unfinished Basement	741 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 2017
Architectural Style	Historical
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	220 ft deep x 66 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	11809 MAIN ST
City	CENTERTOWN
State	MO
Zip	65023-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN OF CENTERTOWN LOTS 4 & 8 - BLOCK 3; ALSO PT SW QTR BEG NW COR LOT 4 SW 66 S 75; SW 25; S 107.75; E 73 NE 220 TO POB
Legal Range	14W
Legal Township	45N
Legal Section	25
Legal Subdivision	TOWN OF CENTERTOWN
Legal Block	3
Legal Lot Number	4,8
Jurisdiction	COLE MO
Township / Civil Division	MARION
Census Block Group	1
Census Block	1046
Census Tract	20600

Owner

11809 Main St is owned and occupied by two individuals who bought it in May 2021.

Source: Cole County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11809 MAIN ST, CENTERTOWN, MO 65023-1002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage JEFFERSON BANK
May 3, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage FLAT BRANCH MORTGAGE
May 3, 2021	Warranty Deed, Transfer · Stand-Alone Refinance FLAT BRANCH MORTGAGE
Dec 12, 2018	Warranty Deed, Transfer · Stand-Alone Refinance JEFFERSON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021 · Amount on File
Deed Sale	May 3, 2021 · Amount on File
Prior Sale	Dec 12, 2018 · Amount on File
Deed Document Number	20215332
Deed Book / Page	725 / 330
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	11809 MAIN ST, CENTERTOWN, MO 65023-1002
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000694/118
Date	Dec 12, 2018
Book Page	694/118
Instrument	201811347

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	11809 MAIN ST, CENTERTOWN, MO 65023-1002
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000725/331
Date	May 3, 2021
Book Page	725/331
Instrument	20215333

Lender

Name	FLAT BRANCH MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	May 3, 2021
Property Address	11809 MAIN ST, CENTERTOWN, MO 65023-1002
Document Number	725/330
Book / Page	725 / 330
Instrument Date	Apr 30, 2021
Instrument	20215332
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11809 MAIN ST, CENTERTOWN, MO 65023-1002

Mortgage

Document Number	725/331
Date	May 3, 2021
Book Page	725/331
Instrument	20215333

Lender

Name	FLAT BRANCH MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Dec 12, 2018
Property Address	11809 MAIN ST, CENTERTOWN, MO 65023-1002
Document Number	694/117
Book / Page	694 / 117
Instrument Date	Dec 10, 2018
Instrument	201811346
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11809 MAIN ST, CENTERTOWN, MO 65023-1002

Mortgage

Document Number	694/118
Date	Dec 12, 2018
Book Page	694/118
Instrument	201811347

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 11809 Main St was $1,614.

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Municipality	Centertown Town
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,060 (-) Land $1,140 Building $23,920
2025	$1,614.00	$25,060 Land $1,140 Building $23,920	$131,900 Land $6,000 Building $125,900
2023		$25,060 Land $1,140 Building $23,920	$131,900 Land $6,000 Building $125,900
2022	$1,534.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11809 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11809 Main St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTOWN PWS serves 278 people · EPA ID MO3010149
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000
Optimum Cable	500 / 20
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Verizon.

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