Lorain County property record for 1173 Gulf Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,680 sqft Living Area |
| Lot Size | 16,117 sqft (0.369 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $140,000 (2018) |
| Tax Bill | $3,073.00 (2025) |
| Primary APN | 06-23-025-105-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,680 sqft Living Area |
| 1st Floor | 1,680 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 16,117 sqft (0.369 acres) |
| Depth X Width | 140 ft x 88 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Patio Area | 42 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 192 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1173 GULF RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-1755 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BRACE |
| Legal Subdivision | BRACE TRACT |
| Legal Tract | 23 |
| Legal Block | 105 |
| Legal Lot Number | 25 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 70101 |
Source: Lorain County records · APN 06-23-025-105-005
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1173 GULF RD, ELYRIA, OH 44035-1755 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| May 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) FIRST CENTENNIAL MTG CORP |
| Jun 15, 2018 | Fiduciary Deed, Transfer · Conventional Mortgage PACOR MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2018 · Amount on Record |
| Deed Sale | Jun 15, 2018 · Amount on Record |
| Deed Doc Number | 2018003211 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1173 GULF RD, ELYRIA, OH 44035-1755 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210835594 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021-0835594 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1173 GULF RD, ELYRIA, OH 44035-1755 |
| Document Number | 0000760397 |
| Instrument Date | May 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1173 GULF RD ELYRIA OH 440351755, ELYRIA, OH 44035-1755 |
| Document Number | 0000760397 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 760397 |
| Name | FIRST CENTENNIAL MTG CORP |
|---|---|
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2050 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 15, 2018 |
| Property Address | 1173 GULF RD, ELYRIA, OH 44035-1755 |
| Document Number | 0000676276 |
| Map Reference | VOL 546 PG 321 |
| Instrument Date | Jun 13, 2018 |
| Instrument | 2018-0676276 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1173 GULF RD, ELYRIA, OH 44035-1755 |
| Document Number | 0000676277 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 2018-0676277 |
| Name | PACOR MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,073.00 | $65,250 (-0.01%) Land $10,650 Building $54,600 | $186,440 (-) Land $30,440 Building $156,000 |
| 2024 | $3,073.00 (+3.71%) | $65,254 (+19.98%) Land $10,654 Building $54,600 | $186,440 (+19.98%) Land $30,440 Building $156,000 |
| 2023 | $2,963.00 (+0.34%) | $54,387 (-0.01%) Land $11,718 Building $42,669 | $155,390 (-) Land $33,480 Building $121,910 |
| 2022 | $2,953.00 | $54,390 Land $11,720 Building $42,670 | |
| 2021 | $155,390 Land $33,480 Building $121,910 |
1173 Gulf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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