Black Hawk County property record for 1181 E Mitchell Ave, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1948 |
| Square Footage | 784 sqft Living Area |
| Lot Size | 7,000 sqft (0.161 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $160,000 (2026) |
| Tax Bill | $2,372.00 (2025) |
| Primary APN | 8913-35-282-018 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 784 sqft Living Area |
| 1st Floor | 784 sqft 1st Floor |
| Basement Area | 784 sqft Basement |
| Finished Basement | 600 sqft Finished |
| Unfinished Basement | 784 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 7,000 sqft (0.161 acres) |
| Depth X Width | 125 ft x 56 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 320 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 48 sqft Shed |
| Patio Area | 144 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 137 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1181 E MITCHELL AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3344 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LIBERTY ADDITION LOT 18 BLK 7 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | LIBERTY ADDITION |
| Legal Block | 7 |
| Legal Lot Number | 18 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2029 |
| Census Tract | 1100 |
Source: Black Hawk County records · APN 8913-35-282-018
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1181 E MITCHELL AVE, WATERLOO, IA 50702-3344 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 25, 2018 | Deed of Trust, Mortgage FARMERS STATE BANK |
| Jun 25, 2018 | Deed of Trust, Mortgage FARMERS STATE BANK |
| May 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CREDIT UNION |
| Nov 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Mar 03, 2014 | Legal Action/Court Order, Foreclosure · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on Record |
| Deed Sale | May 13, 2026 · Amount on Record |
| Prior Sale | Nov 28, 2023 · Amount on Record |
| Deed Doc Number | 20266922 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1181 E MITCHELL AVE, WATERLOO, IA 50702-3344 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201800021291 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 201800021291 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 355 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1181 E MITCHELL AVE, WATERLOO, IA 50702-3344 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201800021292 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 201800021292 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 355 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 13, 2026 |
| Property Address | 1181 E MITCHELL AVE, WATERLOO, IA 50702-3344 |
| Document Number | 0000006922 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026.6922 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | BLACK HAWK COUNTY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,775.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1181 E MITCHELL AVE, WATERLOO, IA 50702-3344 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006923, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 2026..6923 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Number | 0000006924, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 2026.6924 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Jun 01, 2036 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Nov 28, 2022 |
| Property Address | 1181 E MITCHELL AVE, WATERLOO, IA 50702-3344 |
| Document Number | 202300008301 |
| Instrument Date | Nov 22, 2022 |
| Instrument | 202300008301 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1181 E MITCHELL AVE, WATERLOO, IA 50702-3344 |
| Document Number | 202300008302 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 202300008302 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Dec 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 9% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 13% |
| Document Number | 202300008303 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 202300008303 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Dec 01, 2029 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Mar 03, 2014 |
| Property Address | 1181 E MITCHELL AVE, WATERLOO, IA 50702-3344 |
| Document Number | 2014015940 |
| Instrument Date | Feb 28, 2014 |
| Instrument | 2014015940 |
| Transaction Type | Foreclosure |
| Record Updated | May 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1181 E MITCHELL AVE, WATERLOO, IA 50702-3344 |
| Investor | Possibly a Property Investor |
| Document Number | 2014015941 |
|---|---|
| Date | Mar 03, 2014 |
| Instrument | 2014015941 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2044 |
| Type Change Date | Mar 01, 2021 |
|---|
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,372.00 Homeowner's exemption | $128,780 (+7.68%) Land $19,010 Building $109,770 | $128,780 (+7.68%) Land $19,010 Building $109,770 |
| 2024 | $2,372.00 (+32.37%) | ||
| 2023 | $119,600 (+32.23%) Land $19,010 Building $100,590 | $119,600 (+32.23%) Land $19,010 Building $100,590 | |
| 2022 | $1,792.00 Homeowner's exemption | $90,450 Land $19,010 Building $71,440 | |
| 2021 | $90,450 Land $19,010 Building $71,440 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 17% of Iowa |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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