Black Hawk County property record for 1177 E Mitchell Ave, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1951 |
| Square Footage | 1,177 sqft Living Area |
| Lot Size | 6,250 sqft (0.143 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $112,375 (2010) |
| Tax Bill | $3,076.00 (2025) |
| Primary APN | 8913-35-282-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 3 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,177 sqft Living Area |
| 1st Floor | 812 sqft 1st Floor |
| Attic Area | 365 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 812 sqft Basement |
| Finished Basement | 350 sqft Finished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,250 sqft (0.143 acres) |
| Depth X Width | 125 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 704 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 120 sqft Shed |
| Patio Area | 110 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1177 E MITCHELL AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3344 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LIBERTY ADDITION LOT 19 BLK 7 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | LIBERTY ADDITION |
| Legal Block | 7 |
| Legal Lot Number | 19 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2029 |
| Census Tract | 1100 |
Source: Black Hawk County records · APN 8913-35-282-019
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1177 E MITCHELL AVE, WATERLOO, IA 50702-3344 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Oct 19, 2021 | Deed of Trust, Mortgage · Stand Alone Second Mortgage GREENSTATE CU |
| Mar 21, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) UNIVERSITY OF IOWA COMMUNITY CU |
| Oct 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| Mar 21, 2017 | Warranty Deed, Transfer · Second Mortgage to Cover Down Payment UNIVERSITY OF IOWA COMMUNITY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2010 · Amount on Record |
| Deed Sale | Sep 28, 2010 · Amount on Record |
| Deed Doc Number | 20102011006167 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1177 E MITCHELL AVE, WATERLOO, IA 50702-3344 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1177 E MITCHELL AVE, WATERLOO, IA 50702-3344 |
| Document Number | 0202603119 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 2026-03119 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 6000, WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 10, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1177 E MITCHELL AVE, WATERLOO, IA 50702-3344 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200008361 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 202200008361 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 05, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1177 E MITCHELL AVE, WATERLOO, IA 50702-3344 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201700016302 |
|---|---|
| Date | Mar 21, 2017 |
| Instrument | 2017-00016302 |
| Name | UNIVERSITY OF IOWA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 05, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Apr 05, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1177 E MITCHELL AVE, WATERLOO, IA 50702-3344 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200008360 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 202200008360 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Mar 21, 2017 |
| Property Address | 1177 E MITCHELL AVE, WATERLOO, IA 50702-3344 |
| Document Number | 201700016301 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 2017-00016301 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1177 E MITCHELL AVE, WATERLOO, IA 50702-3344 |
| Document Number | 201700016303 |
|---|---|
| Date | Mar 21, 2017 |
| Instrument | 2017-00016303 |
| Name | UNIVERSITY OF IOWA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 73 Months |
| Due | Apr 05, 2023 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,076.00 Homeowner's exemption | $163,990 (+7.87%) Land $16,980 Building $147,010 | $163,990 (+7.87%) Land $16,980 Building $147,010 |
| 2024 | $3,076.00 (+33.04%) | ||
| 2023 | $152,030 (+33.14%) Land $16,980 Building $135,050 | $152,030 (+33.14%) Land $16,980 Building $135,050 | |
| 2022 | $2,312.00 Homeowner's exemption | $114,190 Land $16,980 Building $97,210 | |
| 2021 | $114,190 Land $16,980 Building $97,210 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 17% of Iowa |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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