Amherst County property record for 1181 Cedar Gate Rd, Monroe, VA 24574
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,281 sqft · built 1962 |
| Lot Size | 1.23 acres (53,971 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $70,000 (Sep 2014) |
| Tax Bill | $1,426 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 123 A 10A |
| Primary APN | 123 A 10A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,281 sqft Living Area |
| 1st Floor Area | 1,281 sqft |
| Basement Area | 1,281 sqft |
| Unfinished Basement | 1,281 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 53,971 sqft (1.23 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1181 CEDAR GATE RD |
|---|---|
| City | MONROE |
| State | VA |
| Zip | 24574-2958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | ON RT 652 CEDAR GATE RD 123 A 10A |
| Jurisdiction | AMHERST VA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10300 |
Source: Amherst County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1181 CEDAR GATE RD, MONROE, VA 24574-2958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2014 · Amount on Record |
| Deed Sale | Sep 30, 2014 · Amount on Record |
| Deed Document Number | 2014547920002 |
| Deed Book / Page | 1262 / 742 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST VA |
| Property Address | 1181 CEDAR GATE RD, MONROE, VA 24574-2958 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210000053 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 210000053 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Amherst County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Amherst County |
| Unified School District | Amherst County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,426.00 (+69.56%) | $138,000 (-) Land $26,200 Building $111,800 | $254,800 (+84.64%) Land $31,400 Building $223,400 |
| 2025 | $841.00 | ||
| 2024 | $138,000 (-) Land $26,200 Building $111,800 | $138,000 (-) Land $26,200 Building $111,800 | |
| 2023 | $841.00 | $138,000 Land $26,200 Building $111,800 | $138,000 Land $26,200 Building $111,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1996) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Severe Storm Cond |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Firefly Fiber Broadband, Verizon.
4G LTE (outdoors only), no 5G reported
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