Amherst County property record for 1159 Cedar Gate Rd, Monroe, VA 24574 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,599 sqft · built 2008 |
| Lot Size | 9.31 acres (405,849 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $482,000 (Dec 2025) |
| Tax Bill | $2,456 (2026) |
| Deeds & Mortgages | Aug 2009 Line of Credit May 2008 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 123 A 10B |
| Primary APN | 123 A 10B |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,599 sqft Living Area |
| 1st Floor Area | 1,599 sqft 1st Floor |
| Basement Area | 1,066 sqft Basement |
| Unfinished Basement | 1,066 sqft Unfinished |
| Stories | 1 Story |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Cape Cod |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 405,849 sqft (9.31 acres) |
| Parking Spaces | 1 Parking Space |
| Garage Type | Built-in |
| Shed | 1 Shed |
|---|---|
| Deck Area | 210 sqft Deck |
| Porch | Slab |
| Terrain | Wooded |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1159 CEDAR GATE RD |
|---|---|
| City | MONROE |
| State | VA |
| Zip | 24574-2958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ON CEDAR GATE RD & LOTS 66-7 7 SEE DB 815-761 PC- 2-34 |
| Legal Lot Number | 66-77 |
| Jurisdiction | AMHERST VA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10300 |
Source: Amherst County records · APN 123 A 10B
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1159 CEDAR GATE RD, MONROE, VA 24574-2958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 07, 2009 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST COMPANY |
| May 22, 2008 | Deed of Trust, Mortgage · Construction Mortgage BRANCH BANKING AND TRUST CO |
| Dec 15, 2025 | Deed, Transfer · Conventional Mortgage NATION ONE MORTGAGE |
| Aug 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 2025 · Amount on Record |
| Deed Sale | Dec 15, 2025 · Amount on Record |
| Prior Sale | Aug 29, 2023 · Amount on Record |
| Deed Document Number | 20253772 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST VA |
| Property Address | 1159 CEDAR GATE RD, MONROE, VA 24574-2958 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001146/829 |
|---|---|
| Date | Aug 07, 2009 |
| Book Page | 1146/829 |
| Instrument | 000244680007 |
| Name | BRANCH BANKING AND TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST VA |
| Property Address | 1159 CEDAR GATE RD, MONROE, VA 24574-2958 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001114/018 |
|---|---|
| Date | May 22, 2008 |
| Book Page | 1114/018 |
| Instrument | 000162690022 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jun 01, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Jun 01, 2009 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 8.37% |
| Index | 1-Year T-Bill |
| Max Rate | 11.3% |
| Document Type | Deed |
|---|---|
| Jurisdiction | AMHERST VA |
| Recording Date | Dec 15, 2025 |
| Property Address | 1159 CEDAR GATE RD, MONROE, VA 24574-2958 |
| Document Number | 0250003772 |
| Map Reference | CAB 1 SL 1-217 |
| Instrument Date | Dec 08, 2025 |
| Instrument | 250003772 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $482.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1159 CEDAR GATE RD, MONROE, VA 24574-2958 |
| Document Number | 0250003773 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 250003773 |
| Name | NATION ONE MORTGAGE |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AMHERST VA |
| Recording Date | Aug 29, 2023 |
| Property Address | 1159 CEDAR GATE RD, MONROE, VA 24574-2958 |
| Document Number | 0230002412 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 230002412 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1159 CEDAR GATE RD, MONROE, VA 24574-2958 |
| Document Number | 0230002413 |
|---|---|
| Date | Aug 29, 2023 |
| Instrument | 230002413 |
| Name | ATLANTIC COAST MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Amherst County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Amherst County |
| Unified School District | Amherst County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,456.00 (+53.12%) | $263,100 (-) Land $53,000 Building $210,100 | $438,600 (+66.7%) Land $63,600 Building $375,000 |
| 2025 | $1,604.00 | $263,100 (+10.78%) Land $53,000 Building $210,100 | $263,100 (+10.78%) Land $53,000 Building $210,100 |
| 2024 | $1,604.00 (+31.15%) | $237,500 (+18.45%) Land $53,000 Building $184,500 | $237,500 (+18.45%) Land $53,000 Building $184,500 |
| 2023 | $1,223.00 | $200,500 Land $53,000 Building $147,500 | $200,500 Land $53,000 Building $147,500 |
| 2022 | $1,223.00 |
Source: FEMA National Flood Hazard Layer, Amherst County (51009C), updated February 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 66% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 1,961 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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