11809 Spiral Pass, Cincinnati, OH 45249 Property Records

Hamilton County property record for 11809 Spiral Pass, Cincinnati, OH 45249

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,040 sqft · built 1988
Lot Size0.469 acres (20,430 sqft)
OwnerIndividual Name on Record
Last Sale$644,000 (Apr 2022)
Tax Bill$11,318 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN620-0203-0110-00

Property Details

APN / Parcel Number

Primary APN620-0203-0110-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,040 sqft Living Area
1st Floor Area1,646 sqft
2nd Floor Area1,394 sqft
Basement Area1,646 sqft
Finished Basement1,646 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Architectural StyleConventional
Exterior MaterialBrick
Lot Area20,430 sqft (0.469 acres)
Lot Dimensions200 ft deep x 97 ft wide
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area219 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address11809 SPIRAL PASS
CityCINCINNATI
StateOH
Zip45249-1371
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPIRAL PASS 97.92 X 200.41 FT IRR LOT139 CALUMET FARM SUB SEC
Legal SubdivisionCALUMET FARM SUB
Legal Lot Number139
JurisdictionHAMILTON OH
Township / Civil DivisionSYMMES
Census Block Group4
Census Block4001
Census Tract24301

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address11809 SPIRAL PASS, CINCINNATI, OH 45249-1371
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2022Warranty Deed, Transfer · Conventional Mortgage
CINCINNATI FSLA
Apr 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2022 · Amount on Record
Deed SaleApr 8, 2022 · Amount on Record
Prior SaleAug 31, 2015 · Amount on Record
Deed Document Number0000036153
Deed Book / Page14642 / 1344
Record UpdatedJun 8, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateApr 8, 2022
Property Address11809 SPIRAL PASS, CINCINNATI, OH 45249-1371
Document Number0000036153
Book / Page14642 / 1344
Map ReferenceMB 270 PG 72
Instrument DateApr 5, 2022
Instrument2022-0036153
Transaction TypeTransfer
Record UpdatedJun 9, 2022
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,932.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address11809 SPIRAL PASS, CINCINNATI, OH 45249-1371

Mortgage

Document Number0000036154
DateApr 8, 2022
Instrument2022-0036154
Lender
NameCINCINNATI FSLA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address11809 SPIRAL PASS, CINCINNATI, OH 45249-1371
Document Number0000033863
Instrument DateApr 6, 2020
Transaction TypeMortgage
Record UpdatedMay 28, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11809 SPIRAL PASS CINCINNATI OH 452491371, CINCINNATI, OH 45249-1371

Mortgage

Document Number0000033863
DateApr 10, 2020
Book Page014144/001764
Instrument33863
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 9, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSymmes Township
Unified School DistrictSycamore Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,318.00 (+3.18%)$225,400 (-) Land $42,000 Building $183,400
2024$10,969.00 (+0.53%)$225,400 (-) Land $42,000 Building $183,400
2023$10,911.00 (+9.1%)$225,400 (+34.17%) Land $42,000 Building $183,400$644,000 (+34.17%) Land $120,000 Building $524,000
2022$10,001.00 Homeowner's exemption$168,000 Land $42,000 Building $126,000
2020$480,000 Land $120,000 Building $360,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2012–2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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