11805 Rivershore Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 11805 Rivershore Dr, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,512 sqft · built 1973
Lot Size	0.445 acres (19,427 sqft)
Owner	2 Individual Names on Record
Last Sale	$357,000 (Aug 2017)
Tax Bill	$4,170 (2023)
Deeds & Mortgages	Apr 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-035158`

Property Details

APN / Parcel Number

Primary APN	`03-035158`
Alternative APNs	`3035158` `035158`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,512 sqft Total Area
1st Floor Area	1,512 sqft
Basement Area	1,285 sqft
Finished Basement	1,285 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	19,427 sqft (0.445 acres)
Garage Type	Carport
Garage Area	486 sqft
Carport	Carport
Carport Area	486 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	450 sqft
Porch	Porch
Porch Area	168 sqft
Deck Area	168 sqft
Patio Area	350 sqft
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	035158
Old Parcel Number	3035158
Street Address	11805 RIVERSHORE DR
City	DUNKIRK
State	MD
Zip	20754-9441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 20 BLK D SEC 2 SHORES OF CALVERT
Legal Subdivision	SHORES/CALVERT SEC 02
Legal Block	D
Legal Lot Number	20
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860103

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11805 RIVERSHORE DR, DUNKIRK, MD 20754-9441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
May 7, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST FED'L BK/KANSAS CITY
Aug 1, 2017	Grant Deed, Transfer · VA Mortgage FIRST FED'L BK/KANSAS CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2017 · Amount on Record
Deed Sale	Aug 1, 2017 · Amount on Record
Prior Sale	Oct 11, 2013 · Amount on Record
Deed Document Number	180120
Deed Book / Page	5037 / 328
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11805 RIVERSHORE DR, DUNKIRK, MD 20754-9441
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059300427
Date	Apr 13, 2021
Book Page	5930/427

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11805 RIVERSHORE DR, DUNKIRK, MD 20754-9441
Document Number	0055970321
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11805 RIVERSHORE DR DUNKIRK MD 207549441, DUNKIRK, MD 20754-9441

Mortgage

Document Number	0055970321
Date	May 22, 2020
Book Page	005597/000321

Lender

Name	FIRST FED'L BK/KANSAS CITY
Address	KANSAS CITY, MO 64120

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 1, 2017
Property Address	11805 RIVERSHORE DR, DUNKIRK, MD 20754-9441
Document Number	0050370328
Book / Page	005037 / 000328
Instrument Date	Jul 20, 2017
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	BRENNAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$357.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11805 RIVERSHORE DR DUNKIRK MD 207549441, DUNKIRK, MD 20754-9441

Mortgage

Document Number	50370336
Date	Aug 1, 2017
Book Page	005037/000336

Lender

Name	FIRST FED'L BK/KANSAS CITY
Address	KANSAS CITY, MO 64120

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,170.00 Homeowner's exemption	$401,400	$446,000 Land $138,300 Building $307,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHORES OF CALVERT serves 361 people · EPA ID MD0040015
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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