11801 Rivershore Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 11801 Rivershore Dr, Dunkirk, MD 20754 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,376 sqft · built 1976
Lot Size	0.965 acres (42,035 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (May 2026)
Tax Bill	$6,177 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-060489`

Property Details

APN / Parcel Number

Primary APN	`03-060489`
Alternative APNs	`3060489` `060489`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,376 sqft Total Area
Basement Area	1,020 sqft
Finished Basement	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	42,035 sqft (0.965 acres)
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Deck Area	300 sqft
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	060489
Street Address	11801 RIVERSHORE DR
City	DUNKIRK
State	MD
Zip	20754-9441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 25 BLK D SEC 2 SHORES OF CALVERT
Legal Subdivision	SECTION TWO SHORES
Legal Block	D
Legal Lot Number	25
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860103

Owner

Source: Calvert County records · APN 03-060489

Assessment roll updated July 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11801 RIVERSHORE DR, DUNKIRK, MD 20754-9441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
May 07, 2026	Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Feb 20, 2018	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Oct 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS MORTGAGE ENTERPRISES INC
Jul 07, 2021	Deed, Transfer · Conventional Mortgage UNITED NATIONS FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 07, 2026 · Amount on Record
Deed Sale	May 07, 2026 · Amount on Record
Prior Sale	Jul 07, 2021 · Amount on Record
Deed Document Number	2026
Deed Book / Page	6897 / 341
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11801 RIVERSHORE DR, DUNKIRK, MD 20754-9441
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11801 RIVERSHORE DR, DUNKIRK, MD 20754-9441

Mortgage

Document Number	0059490710
Date	May 03, 2021
Book Page	5949/710

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 01, 2051

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 07, 2026
Property Address	11801 RIVERSHORE DR, DUNKIRK, MD 20754-9441
Document Number	0068970341
Book / Page	6897 / 341
Instrument Date	Apr 14, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	TITLE FAX, TITLEMAX

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$565,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11801 RIVERSHORE DR, DUNKIRK, MD 20754-9441

Mortgage

Document Number	6897000348,
Date	May 07, 2026
Book Page	6897/348

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11801 RIVERSHORE DR, DUNKIRK, MD 20754-9441
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051470034
Date	Feb 20, 2018
Book Page	5147/034

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11801 RIVERSHORE DR, DUNKIRK, MD 20754-9441
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	BRENNAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050820444
Date	Oct 18, 2017
Book Page	5082/444

Lender

Name	HOMEOWNERS MORTGAGE ENTERPRISES INC
Type	Mortgage Company
Address	COLUMBIA, SC 29205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jul 07, 2021
Property Address	11801 RIVERSHORE DR, DUNKIRK, MD 20754-9441
Document Number	0060170413
Book / Page	6017 / 413
Map Reference	MB JLB 2 PL 153
Instrument Date	Jun 28, 2021
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11801 RIVERSHORE DR, DUNKIRK, MD 20754-9441

Mortgage

Document Number	6017421
Date	Jul 07, 2021
Instrument	6017/421

Lender

Name	UNITED NATIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,177.00 (+28.61%)	$557,500 (+20.59%) Land $184,600 Building $372,900	$557,500 (-) Land $184,600 Building $372,900
2023	$4,803.00	$462,300	$557,500 Land $184,600 Building $372,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098601033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 56 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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