11804 White Oak Pass, Conroe, TX 77385 Property Records

Montgomery County property record for 11804 White Oak Pass, Conroe, TX 77385

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 6,452 sqft · built 2019
Lot Size	2.04 acres (88,928 sqft)
Owner	Trust Name on File
Last Sale	$124,900 (Oct 2016)
Tax Bill	$15,189 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9524-01-09900`

Property Details

APN / Parcel Number

Primary APN	`9524-01-09900`
Alternative APN	`R257492`

Interior

Full Baths	5.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	6,452 sqft Living Area
Gross Area	8,634 sqft
1st Floor Area	5,770 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	88,928 sqft
View / Lot	Front
Garage Type	Attached
Garage Area	1,075 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	1,746 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11804 WHITE OAK PASS
City	CONROE
State	TX
Zip	77385-2745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	WHITE OAK ESTATES 01, BLOCK 5, LOT 16
Legal Subdivision	WHITE OAK ESTATES 01
Legal Block	5
Legal Lot Number	16
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2005
Census Tract	692003

Owner

11804 White Oak Pass is owner-occupied and held in a trust since October 2016.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	1804 WHITE OAK CT, CONROE, TX 77301-4820
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA
Nov 7, 2020	Loan Modification, Mortgage FIRST FIN'L BK&TR
Aug 7, 2020	Loan Modification, Mortgage NOT AVAILABLE
Aug 19, 2019	Deed of Trust, Construction Loan · Construction Mortgage FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2016 · Amount on File
Deed Sale	Oct 7, 2016 · Amount on File
Prior Sale	Oct 25, 2013 · Amount on File
Deed Document Number	201691642
Prior Transfer Date	Sep 27, 2013
Prior Transfer Doc	0000116734
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	11804 WHITE OAK PASS, CONROE, TX 77385-2745
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033807
Date	Mar 17, 2021
Instrument	2021033807

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	ABILENE, TX 79606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY TX
Property Address	11804 WHITE OAK PASS, CONROE, TX 77385-2745
Document Number	0000141371
Instrument Date	Nov 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25207 SUMMER CHASE DR SPRING TX 773894434, SPRING, TX 77389-4434

Mortgage

Document Number	0000141371
Date	Dec 4, 2020
Instrument	141371

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	MONTGOMERY, TX 77316

Agreement

Term	12 Months
Due	Dec 3, 2021

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY TX
Property Address	11804 WHITE OAK PASS, CONROE, TX 77385-2745
Document Number	0000098146
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11804 WHITE OAK PASS CONROE TX 77385, CONROE, TX 77385

August 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 19, 2019
Property Address	11804 WHITE OAK PASS, CONROE, TX 77385-2745
Document Number	0000075296
Instrument Date	Aug 8, 2019
Instrument	75296
Transaction Type	Construction Loan
Record Updated	Dec 16, 2020
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11804 WHITE OAK PASS CONROE TX 77385, CONROE, TX 77385

Mortgage

Document Number	0000075296
Date	Aug 19, 2019
Instrument	75296

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	1800 W WHITE OAK TER, CONROE, TX 77304-3589

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 18, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 11804 White Oak Pass was $15,189 with a homeowner's exemption, down 2.8% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,235,368 (+1%)	$1,262,659 (+12.43%) Land $204,150 Building $1,058,509
2025	$15,189.00 (-2.78%) Homeowner's exemption	$1,123,062 (-) Land $204,150 Building $918,912	$1,123,062 (-) Land $204,150 Building $918,912
2024	$15,624.00 (-5.3%) Homeowner's exemption	$1,123,062 (-5.16%) Land $204,150 Building $918,912	$1,123,062 (-5.16%) Land $204,150 Building $918,912
2023	$16,499.00 Homeowner's exemption	$1,184,180 Land $204,150 Building $980,030	$1,184,180 Land $204,150 Building $980,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11804 White Oak Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 160 policies
Nearby Flood Policies	160 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11804 White Oak Pass is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE OAK WATER SUPPLY CORPORATION serves 900 people · EPA ID TX1700616
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber, Xfinity.

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