Montgomery County property record for 11821 White Oak Pass, Conroe, TX 77385
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 4,184 sqft · built 1999 |
| Lot Size | 1.98 acres (86,284 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,259 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9524-01-09200 |
| Primary APN | 9524-01-09200 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,184 sqft Living Area |
| 1st Floor Area | 2,730 sqft |
| 2nd Floor Area | 1,080 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 86,284 sqft |
| View / Lot | Front |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 417 sqft |
| Canopy | 92 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 11821 WHITE OAK PASS |
|---|---|
| City | CONROE |
| State | TX |
| Zip | 77385-2700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 |
| Legal Description | WHITE OAK ESTATES 01, BLOCK 5, LOT 9 |
| Legal Subdivision | WHITE OAK ESTATES 01 |
| Legal Block | 5 |
| Legal Lot Number | 9 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 692003 |
11821 White Oak Pass is owned and occupied by two individuals who acquired it in August 1997.
Source: Montgomery County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11821 WHITE OAK PASS, CONROE, TX 77385-2700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2022 | Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU |
| Aug 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN AIRLINES FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 1997 |
| Deed Sale | Aug 18, 1997 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 11821 WHITE OAK PASS, CONROE, TX 77385-2700 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000120905 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 2022120905 |
| Name | AMERICAN AIRLINES FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 11821 WHITE OAK PASS, CONROE, TX 77385-2700 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | VERITAS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000077929 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 2019077929 |
| Name | AMERICAN AIRLINES FCU |
|---|---|
| Type | Credit Union |
| Address | DALLAS, TX 75261 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2034 |
The 2025 property tax bill for 11821 White Oak Pass was $8,259 with a homeowner's exemption, up 4.7% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $717,134 (+1%) | $725,467 (+11.28%) Land $198,080 Building $527,387 | |
| 2025 | $8,259.00 (+4.72%) Homeowner's exemption | $651,940 (+8.87%) Land $198,080 Building $453,860 | $651,940 (+2.86%) Land $198,080 Building $453,860 |
| 2024 | $7,887.00 (+11.63%) Homeowner's exemption | $598,818 (+1%) Land $198,080 Building $435,757 | $633,837 (+7.87%) Land $198,080 Building $435,757 |
| 2023 | $7,065.00 Homeowner's exemption | $544,380 Land $198,080 Building $389,490 | $587,570 Land $198,080 Building $389,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11821 White Oak Pass in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 160 policies |
| Nearby Flood Policies | 160 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11821 White Oak Pass is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE OAK WATER SUPPLY CORPORATION serves 900 people · EPA ID TX1700616 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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