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11803 Ruby Summers Rd, Houston, TX 77089 Property Records

Harris County property record for 11803 Ruby Summers Rd, Houston, TX 77089

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,040 sqft · built 2017
Lot Size0.327 acres (14,232 sqft)
Owner2 Individual Names on File
Last Sale$322,600 (Oct 2017)
Tax Bill$7,294 (2025)
Deeds & MortgagesDec 2021 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN138-488-001-0025

Property Details

APN / Parcel Number

Primary APN138-488-001-0025

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,040 sqft Living Area
1st Floor Area1,736 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick Veneer
Construction TypeFrame
Lot Area14,232 sqft (0.327 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area199 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1384880010025
Street Address11803 RUBY SUMMERS RD
CityHOUSTON
StateTX
Zip77089-1485
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 25 BLK 1 STILLWATER COVE SEC 2
Legal SubdivisionSTILLWATER COVE SEC 2
Legal Block1
Legal Lot Number25
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group3
Census Block3008
Census Tract350500

Owner

Source: Harris County records · APN 138-488-001-0025

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11803 RUBY SUMMERS RD, HOUSTON, TX 77089-1485
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2021Deed of Trust, Mortgage · FHA Mortgage
GUILD MORTGAGE CO
Oct 31, 2017Grant Deed, Subdivision Related Transfer · FHA Mortgage
GUILD MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 31, 2017 · Amount on Record
Deed SaleOct 31, 2017 · Amount on Record
Deed Document Number2017478368
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address11803 RUBY SUMMERS RD, HOUSTON, TX 77089-1485
Transaction TypeMortgage
Record UpdatedDec 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address11803 RUBY SUMMERS RD, HOUSTON, TX 77089-1485

Mortgage

Document Number0000705953
DateDec 10, 2021
Instrument2021-705953
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92186
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

October 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionHARRIS TX
Recording DateOct 31, 2017
Property Address11803 RUBY SUMMERS RD, HOUSTON, TX 77089-1485
Document Number0000478368
Instrument DateOct 27, 2017
Instrument478368
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 20, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11803 RUBY SUMMERS RD HOUSTON TX 770891485, HOUSTON, TX 77089-1485

Mortgage

Document Number478369
DateOct 31, 2017
Instrument478369
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 30, 2047

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictClear Creek Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,294.00 (+230.79%) Homeowner's exemption$431,312 (-10.91%) Land $78,786 Building $352,526$431,312 (-10.91%) Land $78,786 Building $352,526
2024$2,205.00 (+25.14%)
2023$484,107 Land $78,786 Building $405,321$484,107 Land $78,786 Building $405,321
2022$1,762.00 (+12.44%)
2020$1,567.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), as of May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482013505003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 65 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims235 (1979–2024)
Claims Outside the SFHA147 of 235
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Hurricane Harvey, Aug 2017 · 81 claims
  • Hurricane Ike, Sep 2008 · 16 claims
  • Tropical Storm Allison-06-06-2001, Jun 2001 · 43 claims

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 275 locations within half a mile of this property.

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