1180 Edgewater Dr, Troy, OH 45373 Property Records

Miami County property record for 1180 Edgewater Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,758 sqft · built 2001
Lot Size	0.244 acres (10,672 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,900 (Apr 2018)
Tax Bill	$3,235 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D08-103736`

Property Details

APN / Parcel Number

Primary APN	`D08-103736`
Alternative APN	`050631.2-03-002-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,758 sqft Living Area
1st Floor Area	1,758 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	10,672 sqft (0.244 acres)
Lot Dimensions	137 ft deep x 75 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	118 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1180 EDGEWATER DR
City	TROY
State	OH
Zip	45373-7562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 8915 EDGEWATER SEC 1
Legal Subdivision	EDGEWATER SEC 1
Legal Lot Number	8915
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1041
Census Tract	365301

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1180 EDGEWATER DR, TROY, OH 45373-7562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU
Feb 27, 2024	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Apr 30, 2018	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Prior Sale	Jun 2, 2011 · Amount on Record
Deed Document Number	858
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1180 EDGEWATER DR, TROY, OH 45373-7562
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001920
Date	Feb 19, 2026
Instrument	2026OR-01920

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	4230 ELIDA RD, LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Feb 5, 2033

Interest

Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1180 EDGEWATER DR, TROY, OH 45373-7562
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001907
Date	Feb 27, 2024
Instrument	2024OR-01907

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	4230 ELIDA RD, LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Feb 14, 2031

Interest

Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1180 EDGEWATER DR, TROY, OH 45373-7562
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005434
Date	Mar 31, 2021
Instrument	2021OR-05434

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 30, 2018
Property Address	1180 EDGEWATER DR, TROY, OH 45373-7562
Document Number	0000005157
Instrument Date	Apr 27, 2018
Instrument	5157
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	NATIONAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1180 EDGEWATER DR TROY OH 453737562, TROY, OH 45373-7562

Mortgage

Document Number	5158
Date	Apr 30, 2018
Instrument	5158

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,235.00 (+9.36%) Homeowner's exemption	$93,980 (+19.81%) Land $21,350 Building $72,630	$268,500 (+19.81%) Land $61,000 Building $207,500
2024	$2,958.00 (+2.21%) Homeowner's exemption	$78,440 (-) Land $21,250 Building $57,190
2023	$2,894.00 (+17.45%) Homeowner's exemption	$78,440 (-) Land $21,250 Building $57,190	$224,100 (-) Land $60,700 Building $163,400
2022	$2,464.00 Homeowner's exemption	$78,440 Land $21,250 Building $57,190	$224,100 Land $60,700 Building $163,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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