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1178 Edgewater Dr, Troy, OH 45373 Property Records

Miami County property record for 1178 Edgewater Dr, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,334 sqft · built 2001
Lot Size0.243 acres (10,585 sqft)
Owner2 Individual Names on Record
Last Sale$313,900 (Sep 2021)
Tax Bill$3,753 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APND08-103738

Property Details

APN / Parcel Number

Primary APND08-103738
Alternative APN
  • 050631.2-03-003-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,334 sqft Living Area
1st Floor Area2,790 sqft
Upper Floors Area939 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area10,585 sqft (0.243 acres)
Lot Dimensions136 ft deep x 75 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area145 sqft
Deck Area212 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address1178 EDGEWATER DR
CityTROY
StateOH
Zip45373-7562
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 8916 EDGEWATER SEC 1
Legal SubdivisionEDGEWATER SEC 1
Legal Lot Number8916
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1041
Census Tract365301

Owner

Source: Miami County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1178 EDGEWATER DR, TROY, OH 45373-7562
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2021 · Amount on Record
Deed SaleSep 2, 2021 · Amount on Record
Prior SaleSep 2, 2021 · Amount on Record
Deed Document Number20212021OR-15414
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateSep 2, 2021
Property Address1178 EDGEWATER DR, TROY, OH 45373-7562
Document Number0000015414
Map ReferenceMB 19 PG 31&31A
Instrument DateAug 24, 2021
Instrument2021OR-15414
Transaction TypeTransfer
Record UpdatedSep 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1178 EDGEWATER DR, TROY, OH 45373-7562

Mortgage

Document Number0000015415
DateSep 2, 2021
Instrument2021OR-15415
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,753.00 (+7.14%) Homeowner's exemption$113,190 (+21.84%) Land $21,350 Building $91,840$323,400 (+21.85%) Land $61,000 Building $262,400
2024$3,503.00 (+2.19%) Homeowner's exemption$92,900 (-) Land $21,250 Building $71,650
2023$3,428.00 (+17.48%) Homeowner's exemption$92,900 (-) Land $21,250 Building $71,650$265,400 (-) Land $60,700 Building $204,700
2022$2,918.00 Homeowner's exemption$92,900 Land $21,250 Building $71,650$265,400 Land $60,700 Building $204,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 26,305 people · EPA ID OH5501612
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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