Cleveland County property record for 118 Watterson Rd, Grover, NC 28073
| Property Type | Single Family Home |
|---|---|
| Details | 1,404 sqft · built 1995 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $58,000 (Jun 2006) |
| Tax Bill | $306 (2026) |
| Deeds & Mortgages | Jul 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 13727 |
| Primary APN | 13727 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,404 sqft Finished Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Lot Area | 21,000 sqft (0.482 acres) |
| Lot Dimensions | 210 ft deep x 100 ft wide |
| Porch | Slab |
|---|---|
| Deck Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Canopy | 240 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1228939 |
|---|---|
| Street Address | 118 WATTERSON RD |
| City | GROVER |
| State | NC |
| Zip | 28073-9575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT ROAD 2231 |
| Legal Subdivision | BUFFALO ACRES |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 950604 |
118 Watterson Rd is owned and occupied by two individuals who bought it in June 2006.
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 WATTERSON RD, GROVER, NC 28073-9575 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2006 · Amount on File |
| Deed Sale | Jun 28, 2006 · Amount on File |
| Deed Document Number | 200674814 |
| Deed Book / Page | 1490 / 2035 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 118 WATTERSON RD, GROVER, NC 28073-9575 |
| Document Number | 0017470822 |
| Instrument Date | Jul 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 118 WATTERSON RD GROVER NC 280739575, GROVER, NC 28073-9575 |
| Document Number | 0017470822 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 001747/000822 |
| Instrument | 2983 |
| Name | BANK OF OZARK |
|---|---|
| Type | Bank |
| Address | KINGS MOUNTAIN, NC 28086 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 24, 2022 |
The 2026 property tax bill for 118 Watterson Rd was $306, up 8.5% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $306.00 (+8.51%) | $87,119 (-) Land $9,520 Building $77,599 | $87,119 (-) Land $9,520 Building $77,599 |
| 2025 | $282.00 | $87,119 Land $9,520 Building $77,599 | $87,119 Land $9,520 Building $77,599 |
| 2023 | $54,255 Land $6,720 Building $47,535 | $54,255 Land $6,720 Building $47,535 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Watterson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 118 Watterson Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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