111 Watterson Rd, Grover, NC 28073 Property Records

Cleveland County property record for 111 Watterson Rd, Grover, NC 28073

Property Summary

Property Type	Single Family Home
Details	1,876 sqft · built 1978
Lot Size	0.414 acres (18,034 sqft)
Owner	2 Individual Names on Record
Tax Bill	$910 (2025)
Deeds & Mortgages	Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54363`

Property Details

APN / Parcel Number

Primary APN	`54363`
Alternative APNs	`1230689` `1352054`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,876 sqft Finished Area
Upper Floors Area	830 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Lot Area	18,034 sqft (0.414 acres)
Lot Dimensions	203 ft deep x 90 ft wide
Porch	Slab
Porch Area	281 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1352054
Street Address	111 WATTERSON RD
City	GROVER
State	NC
Zip	28073-9576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	.414 AC RD 2229
Legal Subdivision	BUFFALO ACRES
Legal Block	1
Legal Lot Number	49
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2021
Census Tract	950604

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 WATTERSON RD, GROVER, NC 28073-9576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 18, 2022
Transfer Doc	0018851017
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Oct 21, 2022
Property Address	111 WATTERSON RD, GROVER, NC 28073-9576
Document Number	0018851017
Book / Page	1885 / 1017
Instrument Date	Oct 18, 2022
Instrument	200079903
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	BOSTON NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 WATTERSON RD, 111, GROVER, NC 28073-9576

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	111 WATTERSON RD, GROVER, NC 28073-9576

Mortgage

Document Number	0018851020
Date	Oct 21, 2022
Instrument	1885/1020

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Nov 5, 2037
Change Frequency	15 Years
Min Rate At Change	3%
Max Rate At Change	12.8%
Index	Other
Max Rate	12.8%

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,394 (-) Land $8,568 Building $134,826	$143,394 (-) Land $8,568 Building $134,826
2025	$910.00	$143,394 (+76.26%) Land $8,568 Building $134,826	$143,394 (+76.26%) Land $8,568 Building $134,826
2023		$81,354 Land $6,048 Building $75,306	$81,354 Land $6,048 Building $75,306

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20