118 Wallace Cir, Moraga, CA 94556 Property Records

Contra Costa County property record for 118 Wallace Cir, Moraga, CA 94556

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 2,309 sqft · built 2019
Lot Size	0.027 acres (1,172 sqft)
Owner	Individual Name on Record
Last Sale	$1,275,000 (Nov 2025)
Tax Bill	$16,970 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`257-600-004-2`

Property Details

APN / Parcel Number

Primary APN	`257-600-004-2`
Alternative APN	`257-600-004`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,309 sqft Living Area
1st Floor Area	679 sqft
2nd Floor Area	1,111 sqft
Basement Area	519 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Lot Area	1,172 sqft (0.027 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	118 WALLACE CIR
City	MORAGA
State	CA
Zip	94556-1307
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T9381 L1 U4
Legal Subdivision	SUBDIVISION 9381
Legal Tract	9381
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1024
Census Tract	352202

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 WALLACE CIR, MORAGA, CA 94556-1307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 7, 2025	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Apr 8, 2021	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Prior Sale	Aug 9, 2024 · Amount on Record
Deed Document Number	2025125757
Prior Transfer Date	Aug 6, 2024
Prior Transfer Doc	0000077251
Record Updated	Sep 20, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 7, 2025
Property Address	118 WALLACE CIR, MORAGA, CA 94556-1307
Document Number	0000125757
Map Reference	MB 536 PG 48 - 53
Instrument Date	Oct 31, 2025
Instrument	2025- 125757
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	118 WALLACE CIR, MORAGA, CA 94556-1307

Mortgage

Document Number	0000125758
Date	Nov 7, 2025
Instrument	2025- 125758

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	Other
Max Rate	10.6%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 7, 2025
Property Address	118 WALLACE CIR, MORAGA, CA 94556-1307
Document Number	0000125756
Map Reference	MB 536 PG 48 - 53
Instrument Date	Oct 30, 2025
Instrument	2025- 125756
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	118 WALLACE CIR, MORAGA, CA 94556-1307

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 8, 2021
Property Address	118 WALLACE CIR, MORAGA, CA 94556-1307
Document Number	0000106439
Map Reference	MB 536 PG 48-53
Instrument Date	Mar 5, 2021
Instrument	2021-106439
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	118 WALLACE CIR, MORAGA, CA 94556-1307

Mortgage

Document Number	0000106440
Date	Apr 8, 2021
Instrument	2021-106440

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	May 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,275,000 (-7.27%) Land $500,000 Building $775,000
2025	$16,970.00 (+21.65%)	$1,375,000 (+21.68%) Land $600,000 Building $775,000
2023	$13,950.00 (-7.88%)	$1,130,000 Land $600,000 Building $530,000
2022	$15,144.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1982–1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Etheric Networks, Verizon.

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