Jackson County property record for 118 Union St, Concord, MI 49237
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,569 sqft · built 1900 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $69,000 (Sep 1994) |
| Tax Bill | $2,615 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-11-27-351-052-01 |
| Primary APN | 005-11-27-351-052-01 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,569 sqft Living Area |
| 1st Floor Area | 897 sqft |
| Basement Area | 351 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 165 ft deep x 66 ft wide |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 118 UNION ST |
|---|---|
| City | CONCORD |
| State | MI |
| Zip | 49237-9672 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URRES |
| Legal Description | BEG AT THE INTERSECTION OF THE W LN OF UNION ST WITH THE N LN OF HANOVER ST TH N 1? 28'30''W ALG THE W LN OF UNION ST 198 FT |
| Legal Range | 03W |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | ASSRS VILLAGE OF CONCORD |
| Legal Lot Number | 90,97 |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 6401 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Concord Village Historic District listed 1996 · 106 contributing resources · NRIS 96000810 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Jackson County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 118 UNION ST, CONCORD, MI 49237-9672 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2023 | Warranty Deed, Transfer · USDA Mortgage MORTGAGE 1 INC |
| Oct 23, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1994 · Amount on Record |
| Deed Sale | Sep 1, 1994 · Amount on Record |
| Last Transfer Date | Sep 18, 2017 |
| Transfer Doc | 0002780980 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Jun 16, 2023 |
| Property Address | 118 UNION ST, CONCORD, MI 49237-9672 |
| Document Number | 0002940115 |
| Book / Page | 2231 / 624 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 2940115 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,485.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7486 3 OAKS DR, CONCORD, MI 49237-9612 |
| Document Number | 0002940116 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 2940116 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Oct 23, 2017 |
| Property Address | 118 UNION ST, CONCORD, MI 49237-9588 |
| Document Number | 0002780980 |
| Book / Page | 002109 / 000092 |
| Instrument Date | Sep 18, 2017 |
| Instrument | 2780980 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 UNION ST |
| Document Number | 2780981 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 002109/000093 |
| Instrument | 2780981 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Jackson County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| County Subdivision | Concord Township |
| Municipality | Concord Village |
| Unified School District | Concord Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,100 (+8.1%) Land $100,100 | $200,200 (+8.1%) Land $200,200 | |
| 2025 | $2,615.00 (-12.63%) | $92,600 (+7.93%) Land $92,600 | $185,200 (+7.93%) Land $185,200 |
| 2024 | $2,993.00 (+110.18%) | ||
| 2023 | $85,800 (+3.37%) Land $85,800 | $171,600 (+3.37%) Land $171,600 | |
| 2022 | $1,424.00 (+2.74%) Homeowner's exemption | $83,000 Land $83,000 | $166,000 Land $166,000 |
| 2020 | $1,386.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2010 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD serves 1,050 people · EPA ID MI0001580 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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