Jackson County property record for 115 Union St, Concord, MI 49237 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,420 sqft · built 1910 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $778 (2025) |
| Deeds & Mortgages | Jul 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-11-27-351-084-00 |
| Primary APN | 005-11-27-351-084-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,420 sqft Living Area |
| 1st Floor Area | 892 sqft |
| Basement Area | 892 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 136 ft deep x 74 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 115 UNION ST |
|---|---|
| City | CONCORD |
| State | MI |
| Zip | 49237-9672 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT THE INTERSECTION OF THE CL OF HANOVER ST WITH THE CL OF UNION ST TH N ALG THE CL OF UNION ST 178 FT TO THE POB TH E 83 |
| Legal Range | 03W |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | ASSRS VILLAGE OF CONCORD |
| Legal Lot Number | 121 |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1079 |
| Census Tract | 6401 |
Source: Jackson County records · APN 005-11-27-351-084-00
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 119, CONCORD, MI 49237-0119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | May 18, 2016 |
| Transfer Doc | 0002740846 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Jul 24, 2024 |
| Property Address | 115 UNION ST, CONCORD, MI 49237-9672 |
| Document Number | 0002963570 |
| Book / Page | 2249 / 677 |
| Instrument Date | Jul 17, 2024 |
| Instrument | 2963570 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 119, CONCORD, MI 49237-0119 |
| Document Number | 0002963571 |
|---|---|
| Date | Jul 24, 2024 |
| Instrument | 2963571 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 363 Months |
| Due | Oct 01, 2054 |
Source: Jackson County records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| County Subdivision | Concord Township |
| Municipality | Concord Village |
| Unified School District | Concord Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $82,100 (+49.82%) Land $82,100 | $164,200 (+49.82%) Land $164,200 | |
| 2025 | $778.00 (-21.26%) | $54,800 (+15.61%) Land $54,800 | $109,600 (+15.61%) Land $109,600 |
| 2024 | $988.00 (+10.14%) | ||
| 2023 | $47,400 Land $47,400 | $94,800 Land $94,800 | |
| 2022 | $897.00 |
Source: FEMA National Flood Hazard Layer, Jackson County (26075C), updated May 3, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260750064011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2010, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Concord Village Historic District listed 1996 · 106 contributing resources · NRIS 96000810 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 232 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Xfinity | Fiber | 2,000 / 2,000 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Mercury Broadband | Fixed Wireless (licensed-by-rule) | 150 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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