118 Twelfth St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 118 Twelfth St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,230 sqft · built 1927
Lot Size0.12 acres (5,250 sqft)
OwnerIndividual Name on File
Last Sale$79,900 (Aug 2005)
Tax Bill$3,963 (2026)
Flood ZoneZone X (minimal risk)
APN421500 48.42-1-33

Property Details

APN / Parcel Number

Primary APN421500 48.42-1-33
Alternative APN
  • 150004804200010330000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,230 sqft Living Area
1st Floor Area884 sqft
Upper Floors Area346 sqft
AtticAttic
Attic Area346 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area5,250 sqft (0.12 acres)
Lot Dimensions150 ft deep x 35 ft wide
PorchPorch
Porch Area254 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address118 TWELFTH ST
CitySCHENECTADY
StateNY
Zip12306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal DescriptionAND PART OF 628 2 WOOD
Legal Block1
Legal Lot Number33.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1001
Census Tract21200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address118 TWELFTH ST, SCHENECTADY, NY 12306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2005 · Amount on File
Deed SaleAug 11, 2005 · Amount on File
Prior SaleJul 21, 1995 · Amount on File
Deed Book / Page1712 / 575
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,963.00 (+4.21%) Homeowner's exemption
2025$3,803.00 (+10.33%)$82,300 (-) Land $12,300 Building $70,000$136,281 (+30.82%) Land $20,368 Building $115,913
2023$82,300 (-) Land $12,300 Building $70,000$104,177 (+3.8%) Land $15,570 Building $88,607
2022$82,300 Land $12,300 Building $70,000$100,366 Land $15,000 Building $85,366
2021$3,447.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Twelfth St

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