Schenectady County and Schenectady City property record for 107 Twelfth St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,626 sqft · built 1926 |
| Lot Size | 0.206 acres (9,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $193,500 (May 2020) |
| Tax Bill | $8,507 (2026) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Sep 2019 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.42-1-39 |
| Primary APN | 421500 48.42-1-39 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,626 sqft Living Area |
| 1st Floor Area | 1,168 sqft |
| Upper Floors Area | 458 sqft |
| Attic | Attic |
| Attic Area | 458 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,000 sqft (0.206 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 353 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 107 TWELFTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 635 37 39 41 PTS OF 1X WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 39.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 107 TWELFTH ST, SCHENECTADY, NY 12306-3225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2020 | Warranty Deed, Transfer · Conventional with PMI SEFCU |
| Sep 11, 2019 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2020 · Amount on Record |
| Deed Sale | May 1, 2020 · Amount on Record |
| Prior Sale | Sep 11, 2019 · Amount on Record |
| Deed Document Number | 202013056 |
| Deed Book / Page | 2034 / 40 |
| Prior Transfer Date | Aug 28, 2019 |
| Prior Transfer Doc | 0000040721 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 1, 2020 |
| Property Address | 107 TWELFTH ST, SCHENECTADY, NY 12306-3225 |
| Document Number | 0000013056 |
| Book / Page | 002034 / 000040 |
| Instrument Date | Mar 19, 2020 |
| Instrument | 13056 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $774.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2306 STATE ROUTE 67 GALWAY NY 120742616, GALWAY, NY 12074-2616 |
| Document Number | 13057 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 004985/000390 |
| Instrument | 13057 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 11, 2019 |
| Property Address | 107 TWELFTH ST, SCHENECTADY, NY 12306-3225 |
| Document Number | 0000040721 |
| Book / Page | 002019 / 000693 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 40721 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $159.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 339 MCCLELLAN ST SCHENECTADY NY 123041131, SCHENECTADY, NY 12304-1131 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,507.00 (+1.64%) | ||
| 2025 | $8,370.00 (-0.99%) | $175,400 (-) Land $18,600 Building $156,800 | $290,445 (+30.82%) Land $30,800 Building $259,645 |
| 2023 | $175,400 (-) Land $18,600 Building $156,800 | $222,025 (+3.8%) Land $23,544 Building $198,481 | |
| 2022 | $175,400 Land $18,600 Building $156,800 | $213,902 Land $22,683 Building $191,219 | |
| 2021 | $8,454.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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