118 Thornley Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 118 Thornley Ln, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,948 sqft · built 2022
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$416,990 (Feb 2022)
Tax Bill	$334 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026569-1850`

Property Details

APN / Parcel Number

Primary APN	`026569-1850`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,948 sqft Living Area
Gross Area	2,362 sqft
1st Floor Area	1,948 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	118 THORNLEY LN
City	SAINT AUGUSTINE
State	FL
Zip	32092-3266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	104/24-41 HARTFORD SILVERLEAF - PARCEL 17C LOT 185 OR5499/1268
Legal Range	28E
Legal Township	06S
Legal Section	05
Legal Subdivision	HARTFORD (SILVERLEAF - PARCEL 17C)
Legal Block	1
Legal Lot Number	185
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2000
Census Tract	20908

Owner

118 Thornley Ln is owned and occupied by two individuals who bought it in February 2022.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	118 THORNLEY LN, SAINT AUGUSTINE, FL 32092-3266
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2022 · Amount on File
Deed Sale	Feb 23, 2022 · Amount on File
Deed Document Number	202219880
Deed Book / Page	5499 / 1268
Record Updated	Jun 8, 2026

February 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 23, 2022
Property Address	118 THORNLEY LN, SAINT AUGUSTINE, FL 32092-3266
Document Number	0054991268
Book / Page	5499 / 1268
Map Reference	MB 104 PG 24-41
Instrument Date	Feb 22, 2022
Instrument	2022019880
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,919.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, RD100, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 THORNLEY LN, SAINT AUGUSTINE, FL 32092-3266

Mortgage

Document Number	0054991269
Date	Feb 23, 2022
Instrument	5499/1269

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 118 Thornley Ln was $334 with a veteran's exemption, down 92.6% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,130 (-8.73%) Land $93,000 Building $255,130	$348,130 (-8.73%) Land $93,000 Building $255,130
2025	$334.00 (-92.58%) Disabled Person's exemption Veteran's exemption	$381,427 (+0.82%)	$381,427 (+0.49%) Land $93,000 Building $288,427
2024	$4,503.00 (+1.95%) Homeowner's exemption	$378,339 (+3%)	$379,553 (-1.5%) Land $93,000 Building $286,553
2023	$4,417.00 (+236.92%) Homeowner's exemption	$367,319 (+337.28%)	$385,321 (+358.72%) Land $90,000 Building $295,321
2022	$1,311.00	$84,000	$84,000 Land $84,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 118 Thornley Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 103 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	103 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Thornley Ln is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20