118 Thomas Ave, Lancaster, OH 43130 Property Records

Fairfield County property record for 118 Thomas Ave, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,304 sqft · built 1930
Lot Size	0.104 acres (4,561 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Nov 2018)
Tax Bill	$1,688 (2023)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2019 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`053-61239.00`

Property Details

APN / Parcel Number

Primary APN	`053-61239.00`
Alternative APN	`0602 00033`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,304 sqft Living Area
1st Floor Area	480 sqft
2nd Floor Area	480 sqft
Basement Area	456 sqft
Unfinished Basement	456 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,561 sqft (0.104 acres)
Lot Dimensions	120 ft deep x 38 ft wide
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0602 00033
Street Address	118 THOMAS AVE
City	LANCASTER
State	OH
Zip	43130-3663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLN SUB LOT 17
Legal Subdivision	LINCOLN SUB
Legal Lot Number	17
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	5
Census Block	5026
Census Tract	31700

Owner

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 THOMAS AVE, LANCASTER, OH 43130-3663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Dec 31, 2019	Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP
Nov 19, 2018	Warranty Deed, Transfer · FHA Mortgage NFM LNDG
Jun 21, 2017	Quit Claim Deed, Transfer CROWN SEARCH
May 10, 2017	Grant Deed, Transfer ATTORNEY ONLY
Mar 24, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2018 · Amount on Record
Deed Sale	Nov 19, 2018 · Amount on Record
Prior Sale	Jun 21, 2017
Deed Document Number	201800021224
Deed Book / Page	1779 / 3857
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	118 THOMAS AVE, LANCASTER, OH 43130-3663
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 THOMAS AVE, LANCASTER, OH 43130-3663

Mortgage

Document Number	0000016419
Date	Sep 30, 2025
Instrument	202500016419

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	999 TECH ROW STE 200, MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	232 Months
Due	Jan 1, 2045

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	118 THOMAS AVE, LANCASTER, OH 43130-3663
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VALMER LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024300
Date	Dec 31, 2019
Book Page	1811/3598
Instrument	201900024300

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2045

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Nov 19, 2018
Property Address	118 THOMAS AVE, LANCASTER, OH 43130-3663
Document Number	0000021224
Book / Page	001779 / 003857
Instrument Date	Nov 15, 2018
Instrument	21224
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	PALMER LAND TITLE AGENCY BOX, VALMER LAND TITLE AGCY BOX

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 THOMAS AVE LANCASTER OH 431303663, LANCASTER, OH 43130-3663

Mortgage

Document Number	21225
Date	Nov 19, 2018
Book Page	001779/003860
Instrument	21225

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2048

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Jun 21, 2017
Property Address	118 THOMAS AVE, LANCASTER, OH 43130-3663
Document Number	0000011074
Book / Page	001740 / 003669
Instrument Date	Jun 12, 2017
Instrument	11074
Transaction Type	Transfer
Record Updated	Jun 29, 2017
Title Company	CROWN SEARCH

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3391 CRAWFIS RD SE LANCASTER OH 431309031, LANCASTER, OH 43130-9031

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAIRFIELD OH
Recording Date	May 10, 2017
Property Address	118 THOMAS AVE, LANCASTER, OH 43130-3663
Document Number	0000008197
Book / Page	001737 / 002766
Instrument Date	Apr 27, 2017
Instrument	8197
Transaction Type	Transfer
Record Updated	May 22, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Mar 24, 2017
Property Address	118 THOMAS AVE, LANCASTER, OH 43130-3663
Document Number	0000005013
Book / Page	001733 / 004442
Instrument Date	Mar 23, 2017
Instrument	5013
Transaction Type	Foreclosure
Record Updated	Mar 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$232.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,290 (+26.64%) Land $8,650 Building $45,640	$155,090 (+26.64%) Land $24,700 Building $130,390
2023	$1,688.00 Homeowner's exemption	$42,870 (-) Land $5,190 Building $37,680
2022	Homeowner's exemption	$42,870 Land $5,190 Building $37,680	$122,470 Land $14,820 Building $107,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	28 (1985–2019)
Most Recent Claim	Feb 2019 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 5 claims Severe Storms, Tornadoes & Flooding, Jul 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Glo Fiber, T-Mobile, Verizon.

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