Brevard County property record for 118 Surf Dr, Cocoa Beach, FL 32931
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 1963 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on Record |
| Last Sale | $750,000 (Aug 2023) |
| Tax Bill | $9,330 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Aug 2023 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-37-34-CK-2-5 |
| Primary APN | 24-37-34-CK-2-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| Gross Area | 2,736 sqft |
| 1st Floor Area | 1,624 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 100 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Porch | Florida Room |
| Porch Area | 488 sqft |
| Patio Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2440057 |
|---|---|
| Street Address | 118 SURF DR |
| City | COCOA BEACH |
| State | FL |
| Zip | 32931-3310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS1 |
| Legal Description | OCEAN TERRACE LOT 5 BLK 2 |
| Legal Range | 37E |
| Legal Township | 24S |
| Legal Section | 34 |
| Legal Subdivision | OCEAN TERRACE |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA BEACH-CAPE CANAVERAL |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 71700 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3025 UNIVETER RD, CANTON, GA 30115-4603 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Sep 28, 2023 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Dec 17, 2021 | Warranty Deed, Transfer NOT AVAILABLE, STAR TITLE PARTNERS OF |
| Aug 9, 2021 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 18, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN HM LNS |
| Jan 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage FBC MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2023 · Amount on Record |
| Deed Sale | Aug 7, 2023 · Amount on Record |
| Prior Sale | Dec 17, 2021 · Amount on Record |
| Deed Document Number | 2023166627 |
| Deed Book / Page | 9856 / 1759 |
| Last Transfer Date | Sep 19, 2023 |
| Transfer Doc | 0098962094 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Sep 28, 2023 |
| Property Address | 118 SURF DR, COCOA BEACH, FL 32931-3310 |
| Document Number | 0098962094 |
| Book / Page | 9896 / 2094 |
| Map Reference | MB 11 PG 43 |
| Instrument Date | Sep 19, 2023 |
| Instrument | 2023206124 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3025 UNIVETER RD, CANTON, GA 30115-4603 |
| Name | Verified Name |
|---|---|
| Address | 3025 UNIVETER RD, CANTON, GA 30115-4603 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Aug 7, 2023 |
| Property Address | 118 SURF DR, COCOA BEACH, FL 32931-3310 |
| Document Number | 0098561759 |
| Book / Page | 9856 / 1759 |
| Map Reference | MB 11 PG 43 |
| Instrument Date | Aug 3, 2023 |
| Instrument | 2023166627 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7420 HEARTH STONE AVE, BOYNTON BEACH, FL 33472-2923 |
| Name | Verified Name |
|---|---|
| Address | 3025 UNIVETER RD, CANTON, GA 30115-4603 |
| Document Number | 0098561761 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 9856/1761 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Dec 17, 2021 |
| Property Address | 118 SURF DR, COCOA BEACH, FL 32931-3310 |
| Document Number | 0093600396 |
| Book / Page | 9360 / 396 |
| Map Reference | MB 11 PG 43 |
| Instrument Date | Dec 1, 2021 |
| Instrument | 2021328411 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2022 |
| Title Company | NOT AVAILABLE, STAR TITLE PARTNERS OF |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2021 N ATLANTIC AVE # AVE302, 2021, COCOA BEACH, FL 32931-3312 |
| Name | Verified Name |
|---|---|
| Address | 9117 STROMBOLI CT, KISSIMMEE, FL 34747-1567 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 118 SURF DR, COCOA BEACH, FL 32931-3310 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Title Company | PREMIUM TITLE INC, PREMIUM TITLE |
| Name | Verified Name |
|---|---|
| Address | 118 SURF DR, COCOA BEACH, FL 32931-3310 |
| Document Number | 0092172697 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 9217/2697 |
| Instrument | 2021206314 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 118 SURF DR, COCOA BEACH, FL 32931-3310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0089781136 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 8978/1136 |
| Instrument | 2021007124 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 118 SURF DR, COCOA BEACH, FL 32931-3310 |
| Document Number | 0087272703 |
| Instrument Date | Apr 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 118 SURF DR COCOA BEACH FL 329313310, COCOA BEACH, FL 32931-3310 |
| Document Number | 0087272703 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 008727/002703 |
| Instrument | 93451 |
| Name | QUICKEN HM LNS |
|---|---|
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jan 31, 2018 |
| Property Address | 118 SURF DR, COCOA BEACH, FL 32931-3310 |
| Document Number | 0080820080 |
| Book / Page | 008082 / 000080 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 23143 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 215 JOSHUA PL MERRITT ISLAND FL 329537943, MERRITT ISLAND, FL 32953-7943 |
| Document Number | 80820084 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 008082/000084 |
| Instrument | 23145 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2048 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Cocoa Beach City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $578,700 (-0.53%) | $578,700 (-0.53%) | |
| 2025 | $9,330.00 (-5.69%) | $581,790 (-4.73%) Land $320,000 Building $261,790 | $581,790 (-4.73%) Land $320,000 Building $261,790 |
| 2023 | $9,893.00 (+15.24%) | $610,680 (+13.02%) Land $320,000 Building $290,680 | $610,680 (+13.02%) Land $320,000 Building $290,680 |
| 2022 | $8,585.00 | $540,310 Land $320,000 Building $220,310 | $540,310 Land $320,000 Building $220,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 225 individual policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2,889 units insured incl. 2,664 condo units |
| Nearby Flood Claims | 31 (2008–2017) |
| Claims Outside the SFHA | 27 of 31 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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