108 Surf Dr, Cocoa Beach, FL 32931 Property Records

Brevard County property record for 108 Surf Dr, Cocoa Beach, FL 32931

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,818 sqft · built 1955
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Tax Bill	$1,402 (2025)
Deeds & Mortgages	Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`24-37-34-CK-2-3`

Property Details

APN / Parcel Number

Primary APN	`24-37-34-CK-2-3`
Alternative APNs	`24-37-34-CK-00002.0-0003.00` `2440055`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,818 sqft Living Area
Gross Area	2,496 sqft
1st Floor Area	1,818 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	480 sqft
Porch	Unfinished Open Porch
Porch Area	198 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2440055
Street Address	108 SURF DR
City	COCOA BEACH
State	FL
Zip	32931-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	OCEAN TERRACE LOT 3 BLK 2
Legal Range	37E
Legal Township	24S
Legal Section	34
Legal Subdivision	OCEAN TERRACE
Legal Block	2
Legal Lot Number	3
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA BEACH-CAPE CANAVERAL
Census Block Group	4
Census Block	4001
Census Tract	71700

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	108 SURF DR, COCOA BEACH, FL 32931-3310
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 18, 2018
Transfer Doc	0082911723
Record Updated	Sep 20, 2026

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 23, 2018
Property Address	108 SURF DR, COCOA BEACH, FL 32931-3310
Document Number	0082911723
Book / Page	008291 / 001723
Instrument Date	Oct 18, 2018
Instrument	236803
Transaction Type	Transfer
Record Updated	Nov 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	108 SURF DR COCOA BEACH FL 329313310, COCOA BEACH, FL 32931-3310

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Cocoa Beach City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,460 (+2.7%)	$523,220 (+3.24%)
2025	$1,402.00 (+2.64%) Homeowner's exemption	$124,110 (+5.98%)	$506,800 (-8.86%)
2024	$1,366.00 (+3.25%)
2023	$1,323.00 (+9.88%) Homeowner's exemption	$117,110 (+3%)	$556,060 (+15.35%) Land $320,000 Building $236,060
2022	$1,204.00 Homeowner's exemption	$113,700	$482,050 Land $320,000 Building $162,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 225 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2,889 units insured incl. 2,664 condo units
Nearby Flood Claims	31 (2008–2017)
Claims Outside the SFHA	27 of 31
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Tropical Storm Fay, Aug 2008 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20