118 Stone Trace Dr, Mount Orab, OH 45154 Property Records

Brown County property record for 118 Stone Trace Dr, Mount Orab, OH 45154

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,718 sqft · built 2001
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Jan 2016)
Tax Bill	$2,502 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-071772-01-08`

Property Details

APN / Parcel Number

Primary APN	`11-071772-01-08`
Alternative APN	`030714-4`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,718 sqft Living Area
1st Floor Area	989 sqft
Upper Floors Area	729 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	18,295 sqft (0.42 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	030714-4
Street Address	118 STONE TRACE DR
City	MOUNT ORAB
State	OH
Zip	45154-8567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 12926 .42 ACRES LOT 9 THE HERITAGE SUB IV MT ORAB VILLAGE/GREEN TWPWESTERN BRN LSD
Legal Subdivision	HERITAGE SUBDIVISION
Legal Lot Number	9
Jurisdiction	BROWN OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1003
Census Tract	951301

Owner

Source: Brown County assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	118 STONE TRACE DR, MOUNT ORAB, OH 45154-8567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 3, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 25, 2016 · Amount on Record
Deed Sale	Jan 25, 2016 · Amount on Record
Prior Sale	Jul 9, 2015 · Amount on Record
Deed Document Number	2016354
Deed Book / Page	455 / 1631
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	118 STONE TRACE DR, MOUNT ORAB, OH 45154-8567
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006804
Date	Oct 19, 2021
Book Page	511/5842
Instrument	202100006804

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	118 STONE TRACE DR, MOUNT ORAB, OH 45154-8567
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000615
Date	Feb 3, 2017
Book Page	467/1482
Instrument	201700000615

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Brown County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Brown County
County Subdivision	Green Township
Municipality	Mount Orab Village
Unified School District	Western Brown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,502.00	$80,640 (-) Land $9,450 Building $71,190
2024	$2,502.00 (+40.09%) Homeowner's exemption	$80,640 (+55.38%) Land $9,450 Building $71,190	$230,410 (+55.4%) Land $27,000 Building $203,410
2023	$1,786.00 (-0.06%)	$51,900 (-) Land $8,320 Building $43,580
2022	$1,787.00	$51,900 Land $8,320 Building $43,580
2021			$148,270 Land $23,760 Building $124,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT ORAB VILLAGE PWS serves 6,607 people · EPA ID OH0801011
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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