114 Stone Trace Dr, Mount Orab, OH 45154 Property Records

Brown County property record for 114 Stone Trace Dr, Mount Orab, OH 45154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,799 sqft · built 2001
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$98,000 (Nov 2008)
Tax Bill	$2,503 (2025)
Deeds & Mortgages	May 2022 Line of Credit Feb 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-071772-01-06`

Property Details

APN / Parcel Number

Primary APN	`11-071772-01-06`
Alternative APN	`030712-6`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,799 sqft Living Area
1st Floor Area	681 sqft
Upper Floors Area	1,118 sqft
Basement Area	635 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	13,939 sqft (0.32 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	030712-6
Street Address	114 STONE TRACE DR
City	MOUNT ORAB
State	OH
Zip	45154-8567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 12926 .32 ACRES LOT 7 THE HERITAGE SUB IV MT ORAB VILLAGE/GREEN TWPWESTERN BRN LSD
Legal Subdivision	HERITAGE SUBDIVISION SECTION IV
Legal Lot Number	7
Jurisdiction	BROWN OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1003
Census Tract	951301

Owner

Source: Brown County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	114 STONE TRACE DR, MOUNT ORAB, OH 45154-8567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 26, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Dec 12, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTERBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2008 · Amount on Record
Deed Sale	Nov 26, 2008 · Amount on Record
Prior Sale	Jun 23, 2008 · Amount on Record
Deed Document Number	20086786
Deed Book / Page	378 / 264
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	114 STONE TRACE DR, MOUNT ORAB, OH 45154-8567
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 STONE TRACE DR, MOUNT ORAB, OH 45154-8567

Mortgage

Document Number	0000002852
Date	May 12, 2022
Book Page	516/1942
Instrument	202200002852

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	114 STONE TRACE DR, MOUNT ORAB, OH 45154-8567
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 STONE TRACE DR, MOUNT ORAB, OH 45154-8567

Mortgage

Document Number	0000000953
Date	Feb 26, 2026
Book Page	552/2353
Instrument	202600000953

Lender

Name	PEOPLES BANK
Type	Bank
Address	138 PUTNAM ST, MARIETTA, OH 45750

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	114 STONE TRACE DR, MOUNT ORAB, OH 45154-8567
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005986
Date	Dec 12, 2018
Book Page	489/0495
Instrument	201800005986

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	150 Months
Due	Jun 7, 2031

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	114 STONE TRACE DR, MOUNT ORAB, OH 45154-8567
Document Number	0000001803
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	FIRST TITLE COMPANY, FIRST TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	114 STONE TRACE DR MOUNT ORAB OH 451548567, MOUNT ORAB, OH 45154-8567

Mortgage

Document Number	0000001803
Date	Apr 16, 2020
Book Page	000500/002364
Instrument	1803

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

Tax Assessment & Valuation

Source: Brown County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Brown County
County Subdivision	Green Township
Municipality	Mount Orab Village
Unified School District	Western Brown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,503.00	$80,700 (-) Land $9,450 Building $71,250
2024	$2,503.00 (+47.5%) Homeowner's exemption	$80,700 (+59.68%) Land $9,450 Building $71,250	$230,570 (+59.67%) Land $27,000 Building $203,570
2023	$1,697.00 Homeowner's exemption	$50,540 (-) Land $8,320 Building $42,220
2022	$1,697.00 Homeowner's exemption	$50,540 Land $8,320 Building $42,220
2021			$144,400 Land $23,760 Building $120,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT ORAB VILLAGE PWS serves 6,607 people · EPA ID OH0801011
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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