118 Stephens Rd, Maineville, OH 45039 Property Records

Warren County property record for 118 Stephens Rd, Maineville, OH 45039

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,809 sqft · built 2015
Lot Size	11.7 acres (513,224 sqft)
Owner	2 Individual Names on File
Last Sale	$199,100 (Nov 2014)
Tax Bill	$12,759 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-04-200-006-0`

Property Details

APN / Parcel Number

Primary APN	`16-04-200-006-0`
Alternative APNs	`1604200006` `2613204`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Stories	2 Stories
Building Area	3,809 sqft Living Area
Gross Area	4,546 sqft
1st Floor Area	947 sqft
2nd Floor Area	1,431 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	513,224 sqft (11.7 acres)
Garage Type	Attached
Garage Area	737 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	1,312 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2613204
Street Address	118 STEPHENS RD
City	MAINEVILLE
State	OH
Zip	45039-8645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEPHENS
Legal Subdivision	STEPHENS
Legal Block	204
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1009
Census Tract	32205

Owner

Source: Warren County records · APN 16-04-200-006-0

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	118 STEPHENS RD, MAINEVILLE, OH 45039-8645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 13, 2014 · Amount on Record
Deed Sale	Nov 13, 2014 · Amount on Record
Prior Sale	Jul 20, 2010 · Amount on Record
Deed Document Number	201430609
Prior Transfer Date	Dec 11, 2013
Prior Transfer Doc	2014945779
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	118 STEPHENS RD, MAINEVILLE, OH 45039-8645
Transaction Type	Mortgage
Record Updated	Oct 06, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021042820
Date	Sep 21, 2021
Instrument	2021-042820

Lender

Name	SHAREFAX CU
Type	Credit Union
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2036

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,759.00 (+0.02%)	$286,580 (+24.38%) Land $102,930 Building $183,650	$818,790 (+24.38%) Land $294,080 Building $524,710
2024	$12,757.00 (+11.14%)
2023	$11,478.00 (-0.8%)	$230,409 (-) Land $67,942 Building $162,467
2022	$11,570.00	$230,409 Land $67,942 Building $162,467	$658,310 (-) Land $194,120 Building $464,190
2021			$658,310 Land $194,120 Building $464,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 262 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WARREN COUNTY serves 99,000 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.