Warren County property record for 304 Stephens Rd, Maineville, OH 45039
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,864 sqft · built 1958 |
| Lot Size | 2.1 acres (91,868 sqft) |
| Owner | Individual Name on File |
| Last Sale | $328,500 (Jan 2021) |
| Tax Bill | $5,965 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-34-101-008-0 |
| Primary APN | 17-34-101-008-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,864 sqft Living Area |
| 1st Floor Area | 2,114 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 91,868 sqft (2.1 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 2624583 |
|---|---|
| Street Address | 304 STEPHENS RD |
| City | MAINEVILLE |
| State | OH |
| Zip | 45039-9769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STEPHENS |
| Legal Subdivision | STEPHENS |
| Legal Block | 583 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 32205 |
Source: Warren County assessment roll, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 STEPHENS RD, MAINEVILLE, OH 45039-9769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jan 6, 2021 | Warranty Deed, Transfer ATTORNEY ONLY |
| Aug 2, 2019 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 6, 2021 · Amount on Record |
| Deed Sale | Jan 6, 2021 · Amount on Record |
| Prior Sale | Aug 2, 2019 · Amount on Record |
| Deed Document Number | 2021535 |
| Prior Transfer Date | Jan 18, 2012 |
| Prior Transfer Doc | 0055870926 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 304 STEPHENS RD, MAINEVILLE, OH 45039-9769 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021008898 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2021-008898 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jan 6, 2021 |
| Property Address | 304 STEPHENS RD, MAINEVILLE, OH 45039-9769 |
| Document Number | 0000000535 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 535 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $986.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 STEPHENS RD MAINEVILLE OH 450399769, MAINEVILLE, OH 45039-9769 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Aug 2, 2019 |
| Property Address | 304 STEPHENS RD, MAINEVILLE, OH 45039-9769 |
| Document Number | 0000021369 |
| Instrument Date | Jul 9, 2019 |
| Instrument | 2019-021369 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Title Company | RIVERTOWNE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3232 NEWMARK DR, MIAMISBURG, OH 45342-5421 |
| Investor | Possibly a Property Investor |
| Document Number | 0000021371 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 2019-021371 |
| Name | PNC BANK NA |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Hamilton Township |
| Unified School District | Little Miami Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,965.00 (+0.03%) | $134,370 (+20.33%) Land $29,390 Building $104,980 | $383,910 (+20.33%) Land $83,960 Building $299,950 |
| 2024 | $5,963.00 (+7.46%) | ||
| 2023 | $5,549.00 (+15.63%) Homeowner's exemption | $111,664 (+14.11%) Land $18,645 Building $93,019 | |
| 2022 | $4,799.00 Homeowner's exemption | $97,860 Land $18,645 Building $79,216 | $319,040 (+14.11%) Land $53,270 Building $265,770 |
| 2021 | $279,600 Land $53,270 Building $226,330 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY serves 99,000 people · EPA ID OH8301512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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