118 Stephens Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 118 Stephens Ln, Crestview, FL 32539 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1986
Square Footage1,444 sqft Living Area
Lot Size43,560 sqft (1 acres)
OccupancyOwner Occupied
Last Sale$235,000 (2026)
Tax Bill$1,676.00 (2025)

Owner

Source: Okaloosa County records · APN C56-000-596-8814-3

Assessment roll updated December 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address118 STEPHENS LN, CRESTVIEW, FL 32539-8600
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Warranty Deed, Transfer · Conventional Mortgage
PRINCETON MORTGAGE CORPORATION
Apr 27, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 17, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
INTERLINC MORTGAGE SERVICES LLC
Aug 28, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 20, 2026 · Amount on Record
Deed SaleMay 20, 2026 · Amount on Record
Prior SaleFeb 17, 2021 · Amount on Record
Deed Doc Number20263817808
Prior Transfer DateOct 01, 2024
Prior Transfer Doc0003714133
Record RefreshedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 20, 2026
Property Address118 STEPHENS LN, CRESTVIEW, FL 32539-8600
Document Number0003817808
Instrument DateMay 19, 2026
Instrument20263817808
Transaction TypeTransfer
Record UpdatedJun 08, 2026
Title CompanyWAYPOINT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$166,145.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 STEPHENS LN, CRESTVIEW, FL 32539-8600

Mortgage

Document Number0003817809,
DateMay 20, 2026
Instrument20263817809
Lender
NamePRINCETON MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateApr 27, 2026
Property Address118 STEPHENS LN, CRESTVIEW, FL 32539-8600
Document Number0003813025
Instrument DateApr 27, 2026
Instrument20263813025
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 STEPHENS LN, CRESTVIEW, FL 32539-8600

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateFeb 17, 2021
Property Address118 STEPHENS LN, CRESTVIEW, FL 32539-8600
Document Number0035261044
Book / Page3526 / 1044
Instrument DateFeb 16, 2021
Instrument3430701
Transaction TypeTransfer
Record UpdatedFeb 24, 2023
Title CompanyPRATT AYCOCK TTL LLC CRESTVI

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address118 STEPHENS LN, CRESTVIEW, FL 32539-8600

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 STEPHENS LN, CRESTVIEW, FL 32539-8600

Mortgage

Document Number0035261046
DateFeb 17, 2021
Instrument3526/1046
Lender
NameINTERLINC MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Mortgage

Document Number0035261086
DateFeb 17, 2021
Book Page3526/1086
Instrument3430712
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
AddressTALLAHASSEE, FL 32301
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateAug 28, 2020
Property Address118 STEPHENS LN, CRESTVIEW, FL 32539-8600
Document Number0034874237
Book / Page003487 / 004237
Instrument DateAug 25, 2020
Instrument3386681
Transaction TypeTransfer
Record UpdatedOct 06, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 STEPHENS LN CRESTVIEW FL 325398600, CRESTVIEW, FL 32539-8600

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,676.00 (+5.67%)$163,123 (+6.27%) Land $26,411 Building $136,712$163,123 (+6.27%) Land $26,411 Building $136,712
2023$1,586.00 (+6.95%)$153,494 (+8.4%) Land $22,439 Building $131,055$153,494 (+8.4%) Land $22,439 Building $131,055
2022$1,483.00$141,601 Land $20,971 Building $120,630$141,601 Land $20,971 Building $120,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,020 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNC56-000-596-8814-3
Alternative APNs
  • 26-4N-23-0000-0002-0780
  • 23N426000000020780

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,444 sqft Living Area
1st Floor1,444 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialWood Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area43,560 sqft (1 acres)
Porch Area144 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address118 STEPHENS LN
CityCRESTVIEW
StateFL
Zip32539-8600
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 18 HARVEST HILL PH 3 COM NE COR OF NW1/4 OF SE1/4 W1234.16 FT S1310.84 FT E408 FT & POB S150 FT E290 FT N150 FT W290 FT TO POB AS OR
Legal Range23W
Legal Township04N
Legal Section26
Legal SubdivisionHARVEST HILL
Legal Phase3
Legal Block2
Legal Lot Number18
JurisdictionOKALOOSA FL
Minor Civil DivisionCRESTVIEW
Census Blockgroup1
Census Block1001
Census Tract20303

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