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115 Stephens Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 115 Stephens Ln, Crestview, FL 32539 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1985
Square Footage1,053 sqft Living Area
Lot Size43,560 sqft (1 acres)
OccupancyOwner Occupied
Last Sale$119,000 (2017)
Tax Bill$1,367.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-596-8784-8
Alternative APNs
  • 26-4N-23-0000-0002-0470
  • 23N426000000020470

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,053 sqft Living Area
Gross Area1,911 sqft Gross Area
1st Floor1,053 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialWood Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Roof
Lot Area43,560 sqft (1 acres)
Lot Width126 ft Width
Patio Area666 sqft Patio
Porch Area192 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address115 STEPHENS LN
CityCRESTVIEW
StateFL
Zip32539-8676
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM NE COR OF NW1/4 OF SE1/4 THC W1234.16 FT S 931.34 FT TO POB THC S 126.50 FT E345 FT N126.50 FT W345 FT TO POB AS OR
Legal Range23W
Legal Township04N
Legal Section26
Legal SubdivisionHARVEST HILL
Legal Block2
Legal Lot Number470
JurisdictionOKALOOSA FL
Minor Civil DivisionCRESTVIEW
Census Blockgroup1
Census Block1001
Census Tract20303

Owner

Source: Okaloosa County records · APN C56-000-596-8784-8

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address115 STEPHENS LN, CRESTVIEW, FL 32539-8676
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Oct 05, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 05, 2017 · Amount on Record
Deed SaleOct 05, 2017 · Amount on Record
Prior SaleSep 17, 2008 · Amount on Record
Deed Doc Number20173164129
Deed Book / Page3320 / 2322
Prior Transfer DateNov 30, 2006
Prior Transfer Doc0027551184
Record RefreshedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address115 STEPHENS LN, CRESTVIEW, FL 32539-8676
Transaction TypeMortgage
Record UpdatedFeb 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 STEPHENS LN, CRESTVIEW, FL 32539-8676

Mortgage

Document Number0035260206
DateFeb 16, 2021
Book Page3526/206
Instrument3430439
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateOct 05, 2017
Property Address115 STEPHENS LN, CRESTVIEW, FL 32539-8676
Document Number0033202322
Book / Page003320 / 002322
Instrument DateSep 28, 2017
Instrument3164129
Transaction TypeTransfer
Record UpdatedApr 25, 2018
Title CompanyMAIN STREET LAND TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$833.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 STEPHENS LN CRESTVIEW FL 325398676, CRESTVIEW, FL 32539-8676

Mortgage

Document Number33202324
DateOct 05, 2017
Book Page003320/002324
Instrument3164130
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 04, 2047

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,367.00 (+11.32%)$130,744 (+6.61%) Land $26,411 Building $104,333$130,744 (+6.61%) Land $26,411 Building $104,333
2023$1,228.00 (+7.34%)$122,636 (+8.33%) Land $22,439 Building $100,197$122,636 (+8.33%) Land $22,439 Building $100,197
2022$1,144.00$113,202 Land $20,971 Building $92,231$113,202 Land $20,971 Building $92,231

Flood & Wildfire

115 Stephens Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
51st percentile of exposed land nationally · 21st in Florida
Wildfire LikelihoodModerate — about 1 in 893 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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