St. Charles County property record for 118 Spring Tree Ct, Saint Charles, MO 63303 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,672 sqft · built 2001 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $399,000 (Jun 2026) |
| Tax Bill | $4,408 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T010800114 |
| Primary APN | T010800114 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,672 sqft Living Area |
| Gross Area | 3,971 sqft |
| 1st Floor Area | 1,792 sqft |
| Basement Area | 1,759 sqft |
| Finished Basement | 880 sqft |
| Unfinished Basement | 879 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 7,841 sqft (0.18 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 135 sqft |
| Patio Area | 280 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T010800114 |
|---|---|
| Street Address | 118 SPRING TREE CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6490 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING LAKE ESTS #2 LOT 87 |
| Legal Subdivision | SPRING LAKE ESTS #2 |
| Legal Lot Number | 87 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 311148 |
Source: St. Charles County records · APN T010800114
Assessment roll updated August 13, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 SPRING TREE CT, SAINT CHARLES, MO 63303-6490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on Record |
| Deed Sale | Jun 25, 2026 · Amount on Record |
| Prior Sale | Nov 13, 2002 · Amount on Record |
| Deed Document Number | 202629647 |
| Prior Transfer Date | Apr 04, 2008 |
| Prior Transfer Doc | 0000263440 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 25, 2026 |
| Property Address | 118 SPRING TREE CT, SAINT CHARLES, MO 63303-6490 |
| Document Number | 0000029647 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 202629647 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 SPRING TREE CT, SAINT CHARLES, MO 63303-6490 |
| Document Number | 0000029648, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 202629648 |
| Name | FIRST STATE BANK/STATE CHARLES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.71% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,408.00 (+4.83%) | $73,468 (+8.02%) | $386,675 (+8.02%) Land $80,000 Building $306,675 |
| 2024 | $4,205.00 | ||
| 2023 | $68,011 | ||
| 2022 | $357,951 Land $60,000 Building $297,951 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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