St. Charles County property record for 106 Spring Tree Ct, Saint Charles, MO 63303 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,620 sqft Living Area |
| Lot Size | 10,454 sqft (0.239 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $284,600 (2005) |
| Tax Bill | $5,156.00 (2025) |
| Primary APN | T010800108 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,620 sqft Living Area |
| 1st Floor | 1,712 sqft 1st Floor |
| Basement Area | 1,616 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Single Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 10,454 sqft (0.239 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Patio Area | 280 sqft Patio |
|---|---|
| Porch | 1 Porch |
| Porch Area | 140 sqft Porch |
| Topography | Rolling Topography |
| Sewage | Sewage Connected |
|---|---|
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | T010800108 |
|---|---|
| Old Parcel Number | T010800108 |
| Street Address | 106 SPRING TREE CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6490 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPRING LAKE ESTS #2 LOT 81 |
| Legal Subdivision | SPRING LAKE ESTS #2 |
| Legal Lot Number | 81 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | HARVESTER |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 311148 |
Source: St. Charles County records · APN T010800108
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 106 SPRING TREE CT, SAINT CHARLES, MO 63303-6490 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 28, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 21, 2005 · Amount on Record |
| Deed Sale | Jan 21, 2005 · Amount on Record |
| Deed Doc Number | 0040831227 |
| Deed Book / Page | 4083 / 1227 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 106 SPRING TREE CT, SAINT CHARLES, MO 63303-6490 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 106 SPRING TREE CT, SAINT CHARLES, MO 63303-6490 |
| Document Number | 0073831233 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 7383/1233 |
| Instrument | 20200828000628440 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 22, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 106 SPRING TREE CT, SAINT CHARLES, MO 63303-6490 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0073562369 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 7356/2369 |
| Instrument | 20200729000534400 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,156.00 | $86,027 (+8.69%) | $452,771 (+8.69%) Land $80,000 Building $372,771 |
| 2023 | $79,149 | ||
| 2022 | $416,572 Land $60,000 Building $356,572 |
106 Spring Tree Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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