118 Small Cir, Colerain, NC 27924 Property Records

Bertie County property record for 118 Small Cir, Colerain, NC 27924

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 536 sqft · built 1994
Lot Size	1.84 acres (80,150 sqft)
Owner	Individual Name on Record
Last Sale	$137,500 (Apr 2017)
Tax Bill	$2,378 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6869-36-0620`

Property Details

APN / Parcel Number

Primary APN	`6869-36-0620`
Alternative APN	`31809`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	536 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	80,150 sqft (1.84 acres)
Garage Type	Attached
Garage Area	536 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Patio
Storage Building	Storage Building
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	31809
Street Address	118 SMALL CIR
City	COLERAIN
State	NC
Zip	27924-9315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NEIGHBORHO
Legal Description	CHOWAN SHORES LOTS 27 & 28
Legal Subdivision	CHOWAN SHORES
Legal Lot Number	27-28
Jurisdiction	BERTIE NC
Township / Civil Division	COLERAIN
Census Block Group	1
Census Block	1003
Census Tract	960100

Owner

Source: Bertie County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 SMALL CIR, COLERAIN, NC 27924-9315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK & TRUST CO
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC
Apr 6, 2017	Deed of Trust, Mortgage · Construction Mortgage SOUTHERN BANK & TRUST CO
Jan 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANK & TRUST CO
Apr 6, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2017 · Amount on Record
Deed Sale	Apr 6, 2017 · Amount on Record
Deed Book / Page	963 / 796
Prior Transfer Date	Sep 16, 2013
Prior Transfer Doc	0934/188
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERTIE NC
Property Address	118 SMALL CIR, COLERAIN, NC 27924-9315
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 SMALL CIR, COLERAIN, NC 27924-9315

Mortgage

Document Number	001037/462
Date	Sep 10, 2025
Book Page	1037/462
Instrument	2025001209

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	506 MAIN ST E, AHOSKIE, NC 27910

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERTIE NC
Property Address	118 SMALL CIR, COLERAIN, NC 27924-9315
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001003/319
Date	Nov 17, 2021
Book Page	1003/319

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERTIE NC
Property Address	118 SMALL CIR, COLERAIN, NC 27924-9315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0963/802
Date	Apr 6, 2017
Book Page	0963/802

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	AHOSKIE, NC 27910

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERTIE NC
Property Address	118 SMALL CIR, COLERAIN, NC 27924-9315
Transaction Type	Mortgage
Record Updated	Jan 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0000970397
Date	Jan 9, 2018
Book Page	970/397

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERTIE NC
Recording Date	Apr 6, 2017
Property Address	118 SMALL CIR, COLERAIN, NC 27924-9315
Document Number	0963/796
Book / Page	0963 / 796
Instrument Date	Mar 8, 2017
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Amount	Amount Recorded
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 MORRIS FORD RD, COLERAIN, NC 27924-9181

Tax Assessment & Valuation

Source: Bertie County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Bertie County
Unified School District	Bertie County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,378.00	$245,791 (-) Land $55,472 Building $190,319	$245,791 (-) Land $55,472 Building $190,319
2024	$2,378.00 (+7.21%)	$245,791 (-) Land $55,472 Building $190,319	$245,791 (-) Land $55,472 Building $190,319
2023	$2,218.00 (+4.33%)	$245,791 (-) Land $55,472 Building $190,319	$245,791 (-) Land $55,472 Building $190,319
2022	$2,126.00	$245,791 Land $55,472 Building $190,319	$245,791 Land $55,472 Building $190,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERTIE COUNTY REGIONAL WATER serves 13,736 people · EPA ID NC0408085
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mediacom Xtream Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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