108 Small Cir, Colerain, NC 27924 Property Records

Bertie County property record for 108 Small Cir, Colerain, NC 27924

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1997
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Mar 2022)
Tax Bill	$1,648 (2025)
Deeds & Mortgages	Dec 2023 Transfer Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6869-26-9121`

Property Details

APN / Parcel Number

Primary APN	`6869-26-9121`
Alternative APN	`37373`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	308 ft deep x 144 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	37373
Street Address	108 SMALL CIR
City	COLERAIN
State	NC
Zip	27924-9315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NEIGHBORHO
Legal Description	CHOWAN SHORE LOT 32
Legal Subdivision	CHOWAN SHORES
Legal Lot Number	32
Jurisdiction	BERTIE NC
Township / Civil Division	COLERAIN
Census Block Group	1
Census Block	1003
Census Tract	960100

Owner

108 Small Cir is owned and occupied by an individual who acquired it in December 2023.

Source: Bertie County records, as of April 27, 2026

Owner of Record	Individual Name on File
Mailing Address	108 SMALL CIR, COLERAIN, NC 27924-9315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Gift Deed, Transfer
Mar 2, 2022	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2022 · Amount on File
Deed Sale	Mar 2, 2022 · Amount on File
Deed Book / Page	1006 / 172
Last Transfer Date	Dec 18, 2023
Transfer Doc	001022/395
Record Updated	Jun 8, 2026

December 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	BERTIE NC
Recording Date	Dec 19, 2023
Property Address	108 SMALL CIR, COLERAIN, NC 27924-9315
Document Number	001022/395
Book / Page	1022 / 395
Map Reference	CAB A PG 857-860
Instrument Date	Dec 18, 2023
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SMALL CIR, COLERAIN, NC 27924-9315

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERTIE NC
Recording Date	Mar 2, 2022
Property Address	108 SMALL CIR, COLERAIN, NC 27924-9315
Document Number	001006/172
Book / Page	1006 / 172
Map Reference	CAB A PG 857-860
Instrument Date	Mar 1, 2022
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1005 MARYLAND AVE, SUFFOLK, VA 23434-6215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10228 BAYSIDE DR, DOVER, DE 19901-3006

Mortgage

Document Number	0001006177
Date	Mar 2, 2022
Instrument	1006/177

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Apr 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

The 2025 property tax bill for 108 Small Cir was $1,648.

Source: Bertie County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Bertie County
Unified School District	Bertie County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,648.00	$170,403 (-) Land $51,000 Building $119,403	$170,403 (-) Land $51,000 Building $119,403
2024	$1,648.00 (+7.15%)	$170,403 (-) Land $51,000 Building $119,403	$170,403 (-) Land $51,000 Building $119,403
2023	$1,538.00 (+4.41%)	$170,403 (-0.45%) Land $51,000 Building $119,403	$170,403 (-0.45%) Land $51,000 Building $119,403
2022	$1,473.00	$171,173 Land $51,770 Building $119,403	$171,173 Land $51,770 Building $119,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Small Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Small Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERTIE COUNTY REGIONAL WATER serves 13,736 people · EPA ID NC0408085
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mediacom Xtream Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Small Cir

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