Baldwin County property record for 115 Sandy Ford Rd, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,337 sqft · built 2004 |
| Lot Size | 0.495 acres (21,558 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $950,000 (Aug 2025) |
| Tax Bill | $3,766 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit May 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-08-33-0-000-002.070 |
| Primary APN | 43-08-33-0-000-002.070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,337 sqft Heated Area |
| 1st Floor Area | 3,337 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,558 sqft (0.495 acres) |
| Lot Dimensions | 195 ft deep x 110 ft wide |
| Pool Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 291758 |
|---|---|
| Street Address | 115 SANDY FORD RD |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-3446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 110.1' X 195.8' IRR LOT 61 SANDY FORD SUB PHASE TWO SLIDE 2113-F IN THE CITY OF FAIRHOPE SEC 33-T5S-R2E (WD/SURVIVORSHIP) |
| Legal Subdivision | SANDY FORD SUB PHASE TWO |
| Legal Phase | 2 |
| Legal Lot Number | 61 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 10709 |
Source: Baldwin County assessment roll, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 SANDY FORD RD, FAIRHOPE, AL 36532-3446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORP |
| May 5, 2021 | Warranty Deed, Transfer · Commercial Mortgage THE FIRST A NATIONAL BANKING ASSN |
| Apr 23, 2020 | Deed of Trust, Mortgage · VA Mortgage WEST TOWN BK&TR |
| May 16, 2019 | Grant Deed, Transfer · VA Mortgage WEST TOWN BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 6, 2025 · Amount on Record |
| Deed Sale | Aug 6, 2025 · Amount on Record |
| Prior Sale | May 5, 2021 · Amount on Record |
| Deed Document Number | 20252203273 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 115 SANDY FORD RD, FAIRHOPE, AL 36532-3446 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002240466 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 2240466 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 30, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | May 5, 2021 |
| Property Address | 115 SANDY FORD RD, FAIRHOPE, AL 36532-3446 |
| Document Number | 0001911757 |
| Instrument Date | May 3, 2021 |
| Instrument | 1911757 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 148 L ST, AGUADILLA, PR 00603-1419 |
| Name | Verified Name |
|---|---|
| Address | 115 SANDY FORD RD, FAIRHOPE, AL 36532-3446 |
| Document Number | 0001911758 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 1911758 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 115 SANDY FORD RD, FAIRHOPE, AL 36532-3446 |
| Document Number | 0001825601 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 115 SANDY FORD RD FAIRHOPE AL 365323446, FAIRHOPE, AL 36532-3446 |
| Document Number | 0001825601 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 1825601 |
| Name | WEST TOWN BK&TR |
|---|---|
| Address | RALEIGH, NC 27615 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | May 16, 2019 |
| Property Address | 115 SANDY FORD RD, FAIRHOPE, AL 36532-3446 |
| Document Number | 0001760291 |
| Instrument Date | May 14, 2019 |
| Instrument | 1760291 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 115 SANDY FORD RD FAIRHOPE AL 365323446, FAIRHOPE, AL 36532-3446 |
| Document Number | 1760292 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 1760292 |
| Name | WEST TOWN BK&TR |
|---|---|
| Address | RALEIGH, NC 27615 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2049 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Fairhope City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,766.00 (+18.28%) | $82,860 (+18.03%) Land $14,400 Building $68,460 | $828,400 (+18.04%) Land $143,900 Building $684,500 |
| 2023 | $3,184.00 (+15.82%) Homeowner's exemption | $70,200 (+15.57%) | $701,800 (+15.56%) Land $98,700 Building $603,100 |
| 2022 | $2,749.00 (+9.61%) Homeowner's exemption | $60,740 | $607,300 Land $109,200 Building $498,100 |
| 2021 | $2,508.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 81% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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