Suffolk County and Islip Town property record for 118 S Bay Ave, Brightwaters, NY 11718
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $195,000 (Jun 1998) |
| Tax Bill | $5,046 (2024) |
| Deeds & Mortgages | Oct 2025 Sale Jun 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 472801 10.-2-23 |
| Primary APN | 472801 10.-2-23 |
|---|---|
| Alternative APNs |
|
| Lot Area | 16,117 sqft (0.37 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 110 ft wide |
| Account Number | 404571 |
|---|---|
| Street Address | 118 S BAY AVE |
| City | BRIGHTWATERS |
| State | NY |
| Zip | 11718-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NULL |
| Legal Description | X2205787Y176825 N H00000000 |
| Legal Subdivision | MAP SECTION A PART 1 BRIGHTWATER |
| Legal Block | 0002 |
| Legal Lot Number | 200 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 147100 |
118 S Bay Ave is held in a trust since August 2003.
Source: Suffolk County and Islip Town records, as of August 11, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 297 LAKEVIEW AVE E, BRIGHTWATERS, NY 11718-1911 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed, Transfer |
| Jun 11, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 1998 · Amount on File |
| Deed Sale | Jun 1, 1998 · Amount on File |
| Prior Sale | Jul 5, 1994 · Amount on File |
| Deed Book / Page | 11896 / 393 |
| Last Transfer Date | Aug 13, 2003 |
| Transfer Doc | 1227000100 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Oct 14, 2025 |
| Property Address | 118 S BAY AVE, BRIGHTWATERS, NY 11718-2020 |
| Document Number | 0133120809 |
| Book / Page | 13312 / 809 |
| Instrument Date | Jul 14, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 297 LAKEVIEW AVE E, BRIGHTWATERS, NY 11718-1911 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 118 S BAY AVE, BRIGHTWATERS, NY 11718-2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230330950 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 23033/950 |
| Instrument | DK007947 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jul 1, 2048 |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Brightwaters Village |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Bay Shore Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $62,500 (-3.85%) Land $13,700 Building $48,800 | $880,282 (+4.55%) Land $192,958 Building $687,324 | |
| 2024 | $5,046.00 Veteran's exemption | $65,000 (-) Land $13,700 Building $51,300 | $841,969 (+12.44%) Land $177,461 Building $664,508 |
| 2023 | $65,000 Land $13,700 Building $51,300 | $748,848 Land $157,834 Building $591,014 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 118 S Bay Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 94 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 124 (1979–2024) |
| Claims Outside the SFHA | 60 of 124 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 118 S Bay Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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